Chase British Airways Credit Card Calculator

Card Details & Avios Calculator
3X British Airways
3X Iberia
3X Aer Lingus
2X Hotel
Travel Together Ticket
Up To $600 In Statement Credits

Calculate how many Avios you can earn with the British Airways Credit Card based on your spend and get a review of the card's perks & benefits.


The British Airways Credit Card is another option for anyone that wants a rewards card for earning Avios with British Airways, Iberia, and Aer Lingus. While the earnings are pretty decent, the main draw to the British Airways Credit Card is the 100,000 Avios sign up bonus. Similar sign up bonus are also offered on both the Aer Lingus and Iberia Credit Cards as well. Even with none of these airlines being U.S.-based, Avios can be used for award travel with American Airlines as well as other oneworld alliance partners.

Bonus Categories

The British Airways Credit Card features four bonus categories which are purchases made directly with a hotel (non-3rd party) and purchases with British Airways, Iberia, and Aer Lingus. There is no limit to the amount of Avios you can earn spending in these categories and no limit to the amount of Avios you can earn spending on the card.

  • 3x British Airways
  • 3x Aer Lingus
  • 3x Iberia
  • 2x Hotel
    • Must be booked directly; 3rd party booking are not eligible for 2x.
  • 1x Non-Category

Perks & Benefits

The British Airways Credit Card features two benefits which is flight statement credits and a travel together ticket.

  • Travel Together Ticket
    • Earned after spending $30,000 on the card during the calendar year.
    • Companion can travel for just the cost of taxes, fees and surcharges.
    • Ticket is good for two years.
    • Ticket applies to the cabin that was originally booked, even first class is eligible.
  • Up To $600 Reward Flight Statement Credits
    • Receive $100 in statement credits for Economy and Premium Economy or $200 in statement credits for Business and First Class seats.
    • Can receive the credit three times per ear, up to $600 annually.
    • Applies to reward flights to London traveling on British Airways in which you pay for the taxes, fees, and carrier-imposed charges with the card.

Sign Up Bonus (SUB)

The standard sign up bonus for the British Airways Credit Card is 100,000 Avios. You'll earn 50,000 Bonus Avios after spending $3,000 on the card within the first three months. You can then earn an additional 50,000 Bonus Avios after spending $20,000 total across the card within the first year of account opening. If you have the spend to pull it off, it's a nice sign up bonus.

The 100,000 Avios sign up bonuses are also featured on the Chase Aer Lingus Card and Chase Iberia Card.

Fees

Annual Fee

The annual fee for the British Airways Credit Card is $95. This is in line with most co-branded airline cards. The Aer Lingus Credit Card and Iberia Credit Card, both of which earns Avios, also has the pricing point of $95.

Authorized User Fee

There is no fee to add authorized users to the British Airways Credit Card. If you have friends or family that occasionally made British Airways purchases, you'll want to add them to the card. This could also help increase spending if you're trying to hit the higher $10k and $20k spend bonuses.

Foreign Transaction Fee

The British Airways Credit Card has a 0% foreign transaction fee. This means you can use the card internationally without worrying about being charged a fee for transactions outside of the United States. Since this card earns 1 Avios on all non-category purchases, this isn't a good card for travel purchases. If you're looking to earn Avios internationally, you would do well to choose one of Chase's Ultimate Rewards Credit Cards which earns Ultimate Rewards Points that can be transferred to the Avios program.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
$0
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.

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