Delta Platinum Business Card Value Calculator

AMEX Delta Skymiles Business Platinum Card

2x Delta Purchases
20% Off Delta In-Flight Purchases
1st Checked Bag Free
MQM/Miles Boost with $25k and $50k Spend
Main Cabin Complimentary Companion Certificate
Incoming changes to the Delta Skymiles credit cards February 2020. See Details.

This page may contain links and/or referrals that would earn The Point Calculator points, miles, or other financial compensation. For more details, view the Advertising Policy.

The AMEX Delta Platinum Business Skymiles Card is a solid choice for anyone looking to earn bonus MQMs towards achieving or maintaining Delta Medallion Status. It is the business version of the Delta Skymiles Platinum Card and has all the perks and benefits including the Delta companion ticket and ability to get the first checked bag fee waived.

Delta Skymiles Value

Delta Skymiles are valued at about 1.2 cents each when used to book flights with Delta Airlines, but can be worth a lot more or less depending on the date and destination. They have the best value when it comes to either international travel, long distance travel (i.e. New York to California), and when Delta has their Flash Sales every so often. Skymiles can be earned in several ways outside of flying and using credit cards by booking travel with partners, eating out, and transferring rewards earned in hotel loyalty and bank reward programs directly to your Skymiles account.

Bonus Categories

The AMEX Delta Platinum Business Skymiles Card earns bonus Skymiles on one category which is Delta purchases. There is no limit to the amount of Skymiles you can earn with this card. Below is the details on the earning structure of the Delta Business Platinum.

2x Delta Purchases

The AMEX Delta Platinum Business Skymiles Card earns 2 Skymiles per $1 spent on Delta purchases. American Express counts eligible Delta purchases as purchases where Delta is the merchant of record, such as purchases via, phone reservations, or ticket counters, upgrades, miles, seat selection, Delta Sky Club® membership or passes, pre-purchased meals, in-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights. Do note that in-flight wireless internet access is not counted as a Delta purchases.

All seven of the Delta Cards earn double Skymiles on Delta spending. This is a solid return of 2.4% if you peg Skymiles at 1.2 cents each. While that can be hard to reach in the terms of straight cash back cards, you can earn a higher return earning Membership Reward Points and transferring them to your Delta Skymiles account at a 1:1 ratio. This means you can use the Everyday Preferred Card to earn up to 4.5x Membership Reward Points per $1 spent on grocery and transfer that over to 4.5 Delta Skymiles. Do note that American Express charges $0.0006 per point transferred meaning transferring 10,000 Membership Reward Points to 10,000 Delta Skymiles will cost you $6. Besides Membership Reward Points, another good card choice for Delta airfare consist of cards such as the Chase Sapphire Reserve or Citi Prestige which both earn triple points on travel purchases.


Any spend on the AMEX Delta Platinum Business Skymiles Card outside of Delta purchases will earn 1 Skymiles per $1 spent. This is a low return of 1.4%. I would recommend finding other reward cards that focus on categories you run spend through frequently. Grocery and gas could be put on the Everyday Preferred Card while airfare goes toward the AMEX Platinum Card. A few good cash back cards exist as well such as the Barclay Uber Card which features 10 bonus categories and no fees.

Perks and Benefits

The AMEX Delta Platinum Business Skymiles Card and Delta Skymiles Platinum Card share the same perks. The main difference is that one is a business card while the other is personal credit card.

Delta Platinum MQM and Mile Bonus

Running $25,000 in spend on the AMEX Delta Platinum Business Skymiles Card will earn you a bonus 10,000 Skymiles and a bonus 10,000 Medallion Qualifying Miles (MQMs). This can help push you toward earning the next tier of Delta Medallion Status or give that needed boost to help maintaining status if you're lacking MQMs. Spending an additional $25,000 (for a total of $50,000 in spend) will grant you another bonus of 10,000 Skymiles and 10,000 Medallion Qualifying Miles. This means $50,000 in spend can earn 20,000 Skymiles and 20,000 MQMs. This is an alternate way to earning Silver Medallion Status if you do not hold status with Delta Airlines. The Delta Skymiles Reserve Business Card earns 15,000 Skymiles and 15,000 MQMs after $30k spend and the chance to earn both bonuses again after an additional $30k in spend.

Main Cabin Companion Pass

The AMEX Delta Platinum Business Skymiles Card offers an annual Companion Pass good for domestic travel within the contiguous 48 states (Alaska and Hawaii residents can use this to fly to the 48 contiguous states) in the Main Cabin. The companion pass covers the base fare of the ticket only meaning fees and surcharges will still apply, but they usually do not exceed $75. The companion pass ticket alone can easily be worth as much as $400+ depending on the destination. The ticket is deposited into the Delta Skymiles account of the primary cardholder and is good for one year after issuance. Do note that you will not receive this until after you hit the second year meaning you will be hit with the second annual fee. The Delta Platinum Companion Pass does not come with the card immediately upon being approved.

If you're looking for a step up in the companion pass department, the Delta Reserve Business Card offers a First Class Companion Pass annually which is good for anyone that wants a partner to fly in first class and is easily worth the hefty card fee. Delta isn't the only airline that offers companion tickets. They are present on several other airline credit cards which include the Alaska Airline and Southwest Airline cards. All of these offer a great value and only require taxes and surcharges to be paid.

First Checked Bag Free

AMEX Delta Platinum Business Skymiles card members will have their first checked bag fee waived when the ticket is purchased under the member's Skymiles number that the card is attached to. All passengers traveling in the same reservation (max of nine waivers) will also get their first checked bag for free. This perk will not apply to authorized users / employees. As with the other Delta cards that offer this perk, the AMEX Delta Platinum Business Skymiles Card does not have to be used in order to have this fee waived. This allows you to purchase airfare with a card that earns a better return such as the Chase Sapphire Reserve or AMEX Business Rewards Gold Card.

Priority Boarding

The AMEX Delta Platinum Business Skymiles Card holder and passengers traveling in the same reservation, will receive priority Zone 1 boarding. This will allow you to board the plane before the other Zones and gives you great access to overhead bins that would normally be full by the time the Zone 2 and onward boards the plane. The Delta Skymiles Blue Card is the only Delta credit card that does not offer this perk. United Airlines also provides priority boarding to holders of their credit cards such as the United Airlines Business Explorer Card.

20% Off In-Flight Purchases

The Delta Skymiles Platinum Card offers 20% Off In-Flight Purchases. This discount is applied to your statement as a credit. It applies to eligible pre-purchased meals, in-flight purchases of food, alcoholic beverages, and audio headsets on Delta-operated flights. In-flight internet purchases are not included. Several other airline cards offer savings when it comes to in-flight purchases including the JetBlue Business Card (50% off), all 7 America Airline Credit Cards (25% off), and the United Airlines Business Explorer Card (25% off).

Medallion Qualification Dollar (MQD) Waiver

Spending $25,000 on the AMEX Delta Platinum Business Skymiles Card will waive the Medallion Qualification Dollar (MQD) requirement for Platinum, Gold, and Silver Medallion status. In order to reach each Medallion Status, a certain amount of yearly spend on Delta airfare (base only, taxes/fees do not count) is required on top of flying their airline. Silver requires $3,000 MQDs, Gold requires $6,000 MQDs, and Platinum requires $12,000 MQDs. Diamond Medallion status requires $15,000 MQDs, but you must spend $250,000 on the Delta Skymiles Platinum Card in order to waive the Medallion Qualification Dollar requirement for Diamond. This perk is on every Delta credit card except the Delta Skymiles Blue Card. If this card is being used by multiple employees, it could be easier to achieve this waiver.

Pay With Miles

All Delta Skymiles credit card holders will be allowed to cover some or all of there flight with the Pay With Miles option when purchasing Delta Airline tickets. Miles must be redeemed in 5,000 mile increments with a minimum of 5,000 miles. When redeemed this way, 5,000 Skymiles are worth $50 off ticket purchased on the Delta site. This is a value of 1 cent per point.

Standard AMEX Benefits

The AMEX Delta Platinum Business Skymiles Card comes with the standard AMEX benefits and perks such as, but not limited to, AMEX Offers, AMEX business tools, return protection, roadside assistance, ShopRunner membership, purchase protection, and extended warranty.

Sign Up Bonus

The standard signup bonus for the AMEX Delta Platinum Business Skymiles Card sits around 50,000 Skymiles. AMEX offers promos as high as 70,000 Skymiles several times during the year. 50,000 Skymiles can get you a round-trip depending on your location and travel time. Since Delta does not have an award chart, you will have to head to their site, plug in some destinations, and research what 50,000 Skymiles can do for you.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the AMEX Delta Skymiles Platinum Business Card is $195. If you can get value out of the companion pass, then this fee is worth it. A round-trip flight in main cabin can easily be worth $400.

Authorized User Fee

There is no authorized user fee for the AMEX Delta Platinum Business Skymiles Card. If you're looking to earn additional Skymiles adding employees, family, or friends to the card will help. Adding users to the AMEX Delta Platinum Business Skymiles Card will also help reach the two Mile Boosts this card offers and earn an additional 20,000 Skymiles and 20,000 Medallion Qualifying Miles.

Foreign Transaction Fee

The foreign transaction fee for the AMEX Delta Platinum Business Skymiles Card is 0%. This means you can use this Delta Business Card worldwide and not worry about being penalized for foreign purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Use Rakuten when booking travel and shopping online to earn additional cash back on top of your reward points. Rakuten sends you directly to your favorite sites so you can shop as you normally would. It's easy! Sign up and earn $10 with your first purchase!
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recent News/Articles

Page Last Updated: 2018-05-30

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.

About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.