AMEX Business Green Card Point Calculator

AMEX Business Green Card Point Calculator

+1X Amex Travel
No Preset Spending Limit (NPSL)

Calculate total Membership Rewards Points based on spend across the AMEX Business Green Card and compare the results against hundreds of cards.

This page may contain links and/or referrals that would earn The Point Calculator points, miles, or other financial compensation. For more details, view the Advertising Policy.

The AMEX Business Green Card is a familiar charge card in the American Express card line-up. This iconic card is well recognized due to it's design and it's No Personal Spending Limit (NPSL) perk. This allows you to spend up to an ever changing, hidden limit set by American Express based on factors such as previous spend habits and credit history.

Bonus Categories

The Business Green Card earns a flat rate of Membership Rewards Points per $1 spent. There is no limit to the amount of points you can earn using this business card.

1x Non-Category

All non American Express travel portal purchases made on the AMEX Business Green Card will earn 1 Membership Rewards Point per $1 spent. This can easily be beat by both the Blue Business Plus with 2x points per dollar and the Everyday Preferred Card which can earn up to 1.5x points per dollar. I would not recommend non-category spend on the Business Green card.

+1 AMEX Travel Portal

The AMEX Business Green Card earns 1 additional Membership Rewards Points per $1 spent on the American Express travel portal. This is a perk that is available on most Membership Rewards Point earning credit cards. If you find yourself spending money on the AMEX Travel Portal, you can earn more points using the AMEX Blue Business Plus Card or either the American Express Platinum Card or AMEX Business Platinum Card.

Perks and Benefits

No Personal Spending Limit (NPSL)

The AMEX Business Green Card is a charge card which means it has no preset spending limit (NPSL). No preset spending limit does not mean unlimited spending. Purchasing power adjusts with the use of the Card, the payment history, credit record and financial resources known to AMEX along with other factors. American Express is most known for it's NPSL charge cards due to the popular Business Platinum Card and the iconic looks of both this Business Green Card and Business Rewards Gold Card.

Standard AMEX Features

The AMEX Business Green Card's features the standard American Express benefits found on most of their cards. This includes perks such as, but not limited to, AMEX Offers, access to AMEX presale tickets, return protection, roadside assistance, complimentary ShopRunner membership, extended warranty, purchase protection, and travel accident insurance.

Sign Up Bonus

The standard AMEX Business Green Card sign up bonus is 5,000 Membership Rewards Points after the first purchase. This is easily worth around $50 depending on the redemption but could be worth as much as $100 when transferred to certain travel partners. This card usually has a 0% intro APR as well.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The AMEX Business Green Card annual fee is $0 the first year, then $95. While the earnings are sub par the first year, once the fee kicks in you're better off grabbing another card such as the Blue Business Plus.

Authorized User Fee

There is no fee to add authorized users to the AMEX Business Green. Besides assisting you in earning points on the American Express Travel Portal, there is not much an authorized user can do with the card.

Foreign Transaction Fee

Using the AMEX Business Green overseas will cost you. It has a 2.7% foreign transaction fee meaning any points you earn out of country will be null and void once the fee hits your account.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Use Rakuten when booking travel and shopping online to earn additional cash back on top of your reward points. Rakuten sends you directly to your favorite sites so you can shop as you normally would. It's easy! Sign up and earn $10 with your first purchase!
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recent News/Articles

Page Last Updated: 2018-08-31

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.

About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.