ThankYou Point Calculators - Citi Preferred Card

Citi ThankYou Preferred Card

2x Dining
2x Entertainment
The Citi ThankYou Preferred Card is no longer open to new applicants.

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The Citi Preferred Card is a ThankYou Point earning card offered by Citi Bank. This card was closed to new applicants December 2018 and the Citi Rewards+ Card was launched the following month. The Preferred Card is considered a basic card meaning it does not grant the ability to transfer ThankYou Points to airline partners like the Citi Prestige and Citi Premier cards. For those who still have the card, it offer an "okay" earning potential with it's two bonus categories of dining and entertainment considering it has no annual fee.

Bonus Categories

The Citi ThankYou Preferred Card features two bonus categories that earn additional ThankYou Points. These categories are dining and entertainment. There is no limit to how many ThankYou Points you can earn spending in either category.

2x Dining

The Citi ThankYou Preferred Card earns 2 ThankYou Points per $1 spent on dining/restaurant purchases. This include cafes, bars, lounges, and fast food restaurants. Purchases at bakeries, certain restaurant/cafes inside department, grocery, or warehouse stores will not qualify for this bonus category. This is the highest amount of ThankYou Points you can earn for this bonus category. Since ThankYou Points are worth 1 cent for Preferred Card holders, this is only a return of 2% which can be beat by cards such as the Barclay Uber Card which earns 4% cash back on restaurants, bars, and UberEats while having no annual fee.

2x Entertainment

The Citi Preferred Card earns 2 ThankYou Points per $1 spent on entertainment purchases. Citi has an extensive list of what qualifies as an entertainment purchases. This category includes:

  • live entertainment
  • live theatrical productions
  • concerts
  • live sporting events
  • movie theaters
  • amusement parks (including zoos, aquariums, circuses and carnivals)
  • tourist attractions (including museums, and art galleries)
  • record stores
  • video rental stores
  • on-demand internet streaming media

Citi also have a list of what does not fall under the entertainment category:

  • sporting camps
  • public and private golf courses
  • country clubs (including membership fees)
  • stores that sell musical instruments
  • video game arcades
  • bowling alleys
  • stores that primarily sell video games/accessories
  • charitable organizations that provide live entertainment
  • bookstores
  • sports complexes where you participate in the sport

The Capital One SavorOne Card offers 3% cash back on entertainment purchases and has no annual, authorized, or foreign transaction fee. It's a good alternative to the ThankYou Preferred if you're looking for a better return, but when it comes to ThankYou Points, this is the highest amount of points you can get for the entertainment category.

1x Non-Category

Any spending on the Citi ThankYou Preferred Card outside of dining and entertainment will only earn 1 ThankYou Point per $1 spent. This is only a return of 1% which is terrible. I recommend grabbing up a card that provides a 1.5% or higher return on miscellaneous purchases such as the Citi Double Cash Card.

Perks and Benefits

JetBlue Transfer Program

The Citi ThankYou Preferred allows you the ability to transfer Points to JetBlue's TrueBlue Program. In order to transfer your ThankYou Points to TrueBlue points you must have a valid TrueBlue Membership Account, and the first and last names on your ThankYou Account and TrueBlue Membership Account must match. Transfer could take up to 14 days. Holders of the Citi Prestige and Citi Premier are able to transfer to all of Citi's travel partners.

Shop With Points

The Citi ThankYou Preferred Card also features the Shop With Points benefit which allows ThankYou Members to use ThankYou Points for eligible purchases at Amazon or BestBuy.

Sign Up Bonus

There is no standard sign up bonus for the Citi ThankYou Preferred. The Preferred Card usually offers a 0% Intro APR period on both purchases and balance transfers for 15 months.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Citi ThankYou Preferred Card does not have an annual fee meaning you will always be in the positive when using the card to earn rewards.

Authorized User Fee

There is no fee for adding additional users to the Citi Preferred Card. Both restaurant and entertainment are excellent everyday categories in which adding friends and family as authorized users would greatly help boost your ThankYou Points.

Foreign Transaction Fee

The foreign transaction fee for the Citi ThankYou Preferred Card is 3%. Using this card out of country would drain your points faster than you could earn them. If you're looking for a card that features both restaurant and entertainment categories that doesn't have a foreign transaction fee or annual fee, the Capital One SavorOne Card is what you're looking for.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recent News/Articles

Page Last Updated: 2019-08-21

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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