BMO AIR MILES World Elite Mastercard Calculator

Card Details & AIR MILES Calculator
1x/$10 All Purchases
Mastercard LoungeKey
Entertainment Discounts
Travel, Medical, and Purchase Protections
Extra Miles w/ Partners
Annual Fee Discount

Calculate how many AIR MILES you can earn with the BMO AIR MILES World Elite Mastercard and compare the results against top rewards cards.


The BMO AIR MILES World Elite Mastercard is a solid choice for those looking to earn AIR MILES Reward Miles at a steady rate and pick up some additional travel benefits such as lounge access, entertainment discounts, and travel insurance/protections.

Bonus Categories

The Bank of Montreal AIR MILES World Elite Mastercard (Canada) earns miles at a flat rate and does not feature any bonus categories. You will earn 1 AIR MILE for every $10 spent on all purchases ran across the card. There is no limit to the amount of AIR MILES you can accumulate using this Mastercard. The number of AIR MILES Reward Miles will be rounded down to the nearest whole number. Fractions of Reward Miles will not be awarded.

  • 1x/$10 All Purchases

Perks & Benefits

The BMO AIR MILES World Elite Mastercard features a few useful benefits for those who travel during the year. This includes lounge access, travel and purchase protections, discounts, and more.

  • Mastercard Airport Experiences
    • Exclusive VIP access.
    • Two annual complimentary passes.
  • Entertainment Discounts
    • 15% off admission to Cirque du Soleil shows touring Canada.
    • 20% off resident shows in Las Vegas.
  • Extra Miles With AIR MILES Partners
    • Show your Collector Card at AIR MILES partners to receive additional AIR MILES.
  • Annual Fee Discount
    • Get a $40 Credit Card annual fee rebate when you have a BMO chequing account with a Performance Plan.
  • Insurance & Protections
    • 15 Days Of Out of Province / Out of Country Emergency Medical Protection
    • Rental Car Collision Damage Waiver
    • Purchase Protection
    • Extended Warranty

Sign Up Bonus (SUB)

The standard sign up bonus for the BMO AIR MILES World Elite Card is 2,000 AIR MILES when you spend $3,000 within the first 3 months of having the card. This can be worth anywhere from $160 to $300 depending on how you redeem your AIR MILES.

Fees

Annual Fee

The annual fee for the BMO AIR MILES World Elite Mastercard is $120 per year with the first year waived.

Authorized User Fee

The authorized user fee for the BMO AIR MILES World Elite Mastercard is $50 per additional card. Adding family or friends can help build your AIR MILES faster while also granting them great card benefits. You'll want to make sure they spend enough to make up for the $50 fee.

Foreign Transaction Fee

Cardholders will be charged for the conversion to Canadian Dollars based on Mastercard International on the date the transaction is posted to your account plus 2.50% for purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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Family Cards
These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
$0
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
$0
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.

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