Barclays Uber Visa Card (2020)

The Barclays Uber Visa Card features five bonus categories which are Uber, UberEATS, dining, hotels, and airfare. There is no limit to the amount of bonus Uber Cash you can earn spending in these categories and no limit to the amount of Uber Cash you can earn with the card overall.

5% Uber

The Barclays Uber Visa Card earns 5% Uber Cash on purchases made with Uber. That makes this card one of the best option for anyone that frequently uses Uber. Considering that Uber is worldwide and that this card has no annual fee and no foreign transaction fee, I recommend grabbing this card if you use Uber.

5% UberEATS

The Barclays Uber Visa Card earns 5% Uber Cash on UberEATS. UberEATS is Uber's food delivery service which is easily accessible using the UberEATS app. If you love to get food delivered, there's not too many cards offering a consistent 5% earning in this category. You may be able to score with the Discover IT or Chase Freedom from time to time, but if you're looking for unlimited 5% earnings this is the card to pick up.

5% JUMP

The Barclays Uber Visa Card earns 5% Uber Cash on JUMP rides. JUMP is Uber's electric bike share program. For anyone that uses this, earning 5% is quite a good return as electric bikes (and scooters) have become very popular.

3% Restaurant

The Barclays Uber Visa Card earns 3% Uber Cash on restaurant purchases. This will include your usual sit-down diners, fast food joints, fine dining establishments, and other merchants that code as restaurants. The original Uber Visa earned 4% cash back which means this is a slight drop, but it's still a solid return on restaurant purchases for a card with no annual fee.

3% Bars

The Barclays Uber Visa Card earns 3% Uber Cash on purchases made at bars. There are lots of people who use Uber to travel to/from the bar when out for a night on the town so this category goes hand-in-hand with this credit card. The Uber Visa previously earned 4% cash back on bar purchases, so this is a slight decrease.

3% Hotel

The Barclays Uber Visa Card earns 3% Uber Cash on hotel purchases. This is a great return for anyone that isn't loyal to a specific hotel brand. If you're loyal to a hotel (or two), you'll probably want to consider picking up a hotel credit card as you'll come out way farther ahead earning hotel loyalty points (along with hotel perks) rather than a flat 3%.

3% Airfare

The Barclays Uber Visa Card earns 3% Uber Cash on the purchase of airfare. While there are cards that can stretch a little farther than 3%, this isn't a bad return for a card with no annual fee. If you want one card to do it all (and don't mind earning Uber Cash), this is a solid choice.

1% Non-Category

All spending outside of the five bonus categories listed above will earn 1% Uber Cash. If you're strictly looking for Uber Cash, this is the only way you can earn cash on miscellaneous purchases. I'd recommend putting non-category spend on a flat rate 1.5% cash back or 2%+ cash back credit card.

This card no longer earns 2% cash back on online purchases or vacation home purchases. You will earn 1% cash back spending in these categories.

The Barclays Uber Visa has one benefit which is cell phone insurance. The original Uber Visa featured a $50 subscription credit towards streaming services. The $50 credit will no longer be available on this card.

Cell Phone Insurance

The Uber Visa Card offers up to $600 for mobile phone damage or theft when you use the card to pay for your mobile phone bill. While you'll only earn 1% Uber Cash for this monthly bill, it can be useful for anyone that wants some protection for their phone.

The standard sign up bonus for the Barclays Uber Visa Card is $100 in Uber Cash after spending $500 on purchases in the first 90 days. If you use Uber, this is not too shabby of a bonus.