Capital One Quicksilver Card - Cash Back Calculator

Capital One Quicksilver Card

1.5% Cash Back

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The Quicksilver Card is one of Capital One's most popular credit cards. It's basic cash back earning structure also makes it one of the best Capital One credit cards in the terms of overall return. It's also a great card for international travel since it has no foreign transaction fee. Read on below to learn more about the Capital One Quicksilver Card including details on the earning structure, card perks and benefits, signup bonus, and any associated fees.

Bonus Categories

The Capital One Quicksilver Card does not have any bonus categories. Instead, the Quicksilver earns cash back at a flat rate for all purchases. There is no limit to the amount of cash back you can earn with the Quicksilver Card and cash back earned with it will not expire as long as you have a Capital One cash back credit card tied to your account. Rewards are for the life of the account. There is also no minimum amount of cash back that you must redeem. You can redeem any amount of cash back earned on the Quicksilver.

1.5% All Purchases

The Capital One Quicksilver Card offers a flat rate of 1.5% cash back per $1 spent on all purchases. This means for every $1 you spent, you'll earn $0.015 (cent and a half). This is a solid rate for most cash back cards with no annual fee. There are tons of cards with this same structure such as the Chase Freedom Unlimited and the AMEX Cash Magnet Card. If you're going to pick up a 1.5% cash back card, I'd recommend picking it up with whomever you're doing your banking with or earning rewards with.

Perks and Benefits

Visa Signature Benefits

The Capital One Quicksilver Card does not have any special perks, but it is part of the Visa Signature network. This offers shopping discounts, travel upgrades and savings, complimentary concierge service, auto rental collision damage waiver, extended warranty coverage, emergency card replacement and more! Do note that approved credit lines of $5,000 or greater will receive a Visa Signature Card. If approved for a credit line less than $5,000, you will receive a Visa Platinum Card.

Sign Up Bonus

The Capital One Quicksilver Card sign up bonus is a one-time $150 cash bonus after spending $500 in purchases on the card within the first three months of opening the account. The Quicksilver card also comes with a 0% APR purchase bonus and a 0% APR balance transfer bonus.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

There is no annual fee for the Capital One Quicksilver Card meaning you will always earn a flat rate of 1.5% for all purchases.

Authorized User Fee

The Capital One Quicksilver Card has a $0 authorized user fee. If you're looking to maximize cash back, I recommend adding friends and family to the card to help build your rewards!

Foreign Transaction Fee

One of the best qualities of the Capital One Quicksilver Card is that it has a 0$ foreign transaction fee. This allows you to make purchases outside of the United States without being penalized a fee for international transactions. On top of that, Capital One Cards consist of Visa's and Mastercard's which are more widely accepted over AMEX and Discover. Most reward cards are starting to get rid of their foreign transaction fees, but there are still a few out there that charge as high as 3% per $1 spent. While that may not seem like a lot, most cards offer returns of 3% or lower so you're looking at a devaluation of your own rewards when you make foreign purchases with these fees. If you frequently make international purchases, be sure to pick up a good such as the Quicksilver to avoid those pesky foreign transaction fees!

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2018-04-15

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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