Capital One Quicksilver One Card
Calculate how much cash back you can earn with the Capital One Quicksilver One Card and compare the results side by side top credit cards.
The Quicksilver One is the annual fee version of the Capital One Quicksilver Card. The benefits of the Quicksilver One and the Quicksilver are identical with the exception of that fee. The Quicksilver One is considered to be an entry level card requiring "okay" credit to be approved. If you're credit is more than "okay", I would recommend picking up the no annual fee Quicksilver Card.
The Capital One Quicksilver One Card does not feature any bonus categories. Instead, the Quicksilver One Card earns cash back at a flat rate per $1 spent. There is no limit to the amount of cash back you can earn with the QuicksilverOne Card and the cash back earned with the Quicksilver One will not expire as long as you have a Capital One cash back credit card tied to your account. Rewards are for the life of the Capital One account and there is also no minimum amount of cash back that you must redeem. You can redeem any amount of cash back earned on the Quicksilver One at any time.
1.5x All Purchases
The Quicksilver One card offers the same flat rate of 1.5% cash back per $1 spent on all purchases that it's no-annual fee sibling The Quicksilver Card does. This is a standard card with the exception that it has a fee. There are a great deal of 1.5% cash back cards that do not have an annual fee such as the Wells Fargo Cash Wise Visa and the AMEX Cash Magnet Card. I would go with one of those cards before picking up the Quicksilver One Card.
Perks and Benefits
Platinum Mastercard Benefits
There are no special perks or bonuses specific to the Quicksilver One card, but it comes with extended warranty, auto rental insurance, travel accident insurance, roadside assistance, price protection and more.
Capital One Credit Steps
Once you make your first 5 monthly payments on time you'll get access to a higher credit limit. This will help build credit strength in the long run.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The annual fee for the Capital One Quicksilver One Card is $39. Though small, this will take down the value of the card. I would recommending picking up the no annual fee Quicksilver Card. If you already have the Quicksilver One Card, you can contact Capital One and they may be willing to product change you to the no annual fee version.
Authorized User Fee
There is no fee associated with adding additional card holders to the Capital One Quicksilver One Card.
Foreign Transaction Fee
Like all Capital One Reward Cards, the Quicksilver One does not have a foreign transaction fee. That makes this card a great choice for spending done outside the United States.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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