Capital One Quicksilver One Card

Calculate how much cash back you can earn with the Capital One Quicksilver One Card and compare the results side by side top credit cards.

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The Quicksilver One is the annual fee version of the Capital One Quicksilver Card. The benefits of the Quicksilver One and the Quicksilver are identical with the exception of that fee. The Quicksilver One is considered to be an entry level card requiring "okay" credit to be approved. If you're credit is more than "okay", I would recommend picking up the no annual fee Quicksilver Card.

Bonus Categories

The Capital One Quicksilver One Card does not feature any bonus categories. Instead, the Quicksilver One Card earns cash back at a flat rate per $1 spent. There is no limit to the amount of cash back you can earn with the QuicksilverOne Card and the cash back earned with the Quicksilver One will not expire as long as you have a Capital One cash back credit card tied to your account. Rewards are for the life of the Capital One account and there is also no minimum amount of cash back that you must redeem. You can redeem any amount of cash back earned on the Quicksilver One at any time.

1.5x All Purchases

The Quicksilver One card offers the same flat rate of 1.5% cash back per $1 spent on all purchases that it's no-annual fee sibling The Quicksilver Card does. This is a standard card with the exception that it has a fee. There are a great deal of 1.5% cash back cards that do not have an annual fee such as the Wells Fargo Cash Wise Visa and the AMEX Cash Magnet Card. I would go with one of those cards before picking up the Quicksilver One Card.

Perks and Benefits

Platinum Mastercard Benefits

There are no special perks or bonuses specific to the Quicksilver One card, but it comes with extended warranty, auto rental insurance, travel accident insurance, roadside assistance, price protection and more.

Capital One Credit Steps

Once you make your first 5 monthly payments on time you'll get access to a higher credit limit. This will help build credit strength in the long run.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Capital One Quicksilver One Card is $39. Though small, this will take down the value of the card. I would recommending picking up the no annual fee Quicksilver Card. If you already have the Quicksilver One Card, you can contact Capital One and they may be willing to product change you to the no annual fee version.

Authorized User Fee

There is no fee associated with adding additional card holders to the Capital One Quicksilver One Card.

Foreign Transaction Fee

Like all Capital One Reward Cards, the Quicksilver One does not have a foreign transaction fee. That makes this card a great choice for spending done outside the United States.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.

Compare A Card

Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).

Currency Worth

This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.

View Rewards As...

0 Cent(s)

View Rewards As...

This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.

Edit Value

Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).

Loyalty/Rewards Programs

Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.

/ Loyalty Programs

Add/Remove Loyalty Programs

Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.

Loyalty Programs

Other Bonuses

All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).

Categories Spending

Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.

/ Categories

Options

Add/Remove Categories

Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.

Currently Selected:

Deselect All

Clear Spend

This will clear the spend in all of the categories in both columns. This will also clear all saved values.

Copy Spend

Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.

Reward Bonuses

This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.

Extra Bonus

Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users

Total Earnings

Sum of all rewards above this line.

Cash Value of Earnings

Based off of currency worth.

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Calculator Continues Below

Monetary Bonuses/Perks

This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.

Perk Bonus

Enter how much you value any unmentioned perks this card offers.

Annual Fees

This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).

Edit Fees

Edit the annual fee and authorized user fee of the Card (if applicable).

Annual Fee: -

Auth Fee: -

Grand Total

The total estimated value you can get out of this card and the amount of return for your spend.

Total Card Value

The value of the card when everything is taken into account.

Total Return

The percent you are earning per dollar spent on this card.

Apply

Apply for the card now through their secured website.

Apply Now

Card Info

Jump to the page that has the details of this card. Covers bonus categories, perks, sign-up bonus, and fees!

Cash Magnet Card

The Cash Magnet Card earns 1.5% cash back on all purchases and pairs well with the Blue Cash cards.

Citi Double Cash

The Citi Double Cash Card earns 2% cash back on all purchases and has no annual fee.

Alliant CashBack

The Alliant CashBack Card earns 3% cash back on all purchases the first year and 2.5% cash back the second year onward.

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Page Last Updated: 2018-04-15

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.