PNC Cash Rewards Business Card
Calculate total cash back and the cash value of the PNC Cash Rewards Card based on monthly/yearly spend and compare the results against top rewards cards.
The PNC Cash Rewards Business Card is nothing like it's personal counterpart. Instead of earning across several bonus categories, it earns cash back at a flat rate. There's no other PNC business card that it pairs well with which leaves it in a boat by itself. All-in-all the PNC Cash Rewards Business Card is your typical 1.5% cash back card.
The PNC Cash Rewards Business Card earns cash back at a flat rate. There's no limit to the amount of cash back you can earn at the flat rate and no limit to the amount of cash back you can earn with the card in general.
1.5% All Purchases
The PNC Cash Rewards Business Card earns 1.5% cash back per $1 spent on all purchases. This is your basic run-of-the-mill 1.5% return card like the Capital One Spark Select Card and Discover IT Business Card. It's always great to have at least one flat rate earning card that can pick up the slack of other cards. As previously mentioned, this card doesn't pair with any of the other PNC Business Cards, it could be a decent pair with the personal PNC Cash Rewards Card.
Perks and Benefits
The PNC Cash Rewards Business Card comes with benefits that PNC offers to its business customers. The card also comes with Visa Signature benefits.
PNC Business Card Perks
The PNC Cash Rewards Business Card comes with several PNC business benefits including the ability to set individual spending limits for employee cards, access to up to 13 months of transaction detail, the ability to download transactions to different programs like Excel, and much more.
The PNC Cash Rewards Business Card is a Visa Signature Card. This means it comes with lost luggage reimbursement, travel accident insurance, roadside dispatch, auto rental collision damager waiver, and much more.
Sign Up Bonus
The standard sign up bonus for the PNC Cash Rewards Visa Signature card is $200 after making $3,000 in qualifying purchases during the first three billing cycles after the card has been opened. This is not too high of spend and it is a decent bonus.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The PNC Cash Rewards Business Card does not have an annual fee. This means that all spending done on the card will always be at a flat rate of 1.5%.
Authorized User Fee
There is no authorized user fee to add additional users. If you have employees, family, or friends, you can add them to the card without worrying about being charged a fee.
Foreign Transaction Fee
The PNC Cash Rewards Business Card has a 3% foreign transaction fee. This means you will be charged for making purchases outside of the United States. 3% is double the rewards that the card earns, so I recommend using a card with no foreign transaction fee when it comes to making purchases oversea.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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