PayPal Cash Back
Calculate how much cash back you can earn with PayPal credit cards based on monthly/yearly spend and compare results against top rewards credit cards.
PayPal offers one cash back credit card and one cash back business debit card that earns cash at flat rates. Neither card features any kind of bonus categories. There's not much to PayPal's program and the earning is straightforward. You earn cash back at a flat rate and you redeem the rewards directly to your PayPal balance at anytime. If you're looking for a simple program with the ability to earn decent cash back with no annual fee, you're looking at the right program.
Redeeming PayPal Cash Back
Cashback earned with the PayPal Cashback Mastercard will be available for you to transfer via a credit to the primary PayPal account linked to the card. This can be done during the billing period after the reward period in which the cash back was earned. From there, you can use the cash back in your PayPal account like you normally would. This can be for purchases made on Ebay or purchases made at checkout with retailers that allow you to pay with PayPal or use your PayPal Debit Card. You can also transfer the cash directly to your bank account.
Cashback earned with the PayPal Business Debit Mastercard will be applied to back to your PayPal balance each month.
Credit Card Rewards Calculators
The PayPal Cashback Mastercard earns 2% cash back on all purchases. It's one of the best flat rate cash back cards on the market since it has no annual fee. The PayPal Business Debit Mastercard offers a flat rate of 1% on purchases ran through the card. This is an extremely low return that can be better place on other business cards.
PayPal Credit Card Cash Back Calculators
You can click on any of the PayPal credit or debit cards below to learn about the bonus categories, perks & benefits, standard sign up bonus, and fees of the card. Each PayPal card also has it's own cash back calculator. The calculator will calculate how much cash back you can earn and the cash value of the card based on your monthly/yearly spend, how much each card benefit is worth to you, and the fees of the card. You can compare the results side by side any credit card featured on the site. Any spend you enter into the credit/debit card cash back calculator will carry over to all credit/debit card calculators on the site, so there's no need to re-enter spend when jumping page to page.
Comparison Calculators features side by side comparisons of frequently compared credit cards or comparisons requested through our YouTube channel. These calculators are already set up so you can immediately start calculating total rewards as well as the cash value of the compared cards based on your monthly/yearly spend, how much the card benefits are worth to you, and the annual fees. Comparison Calculators does not allow you to change the designated cards being compared. If you want to compare credit cards outside of the comparisons listed below, I recommend searching for the credit card you want to compare and then using its calculator to compare it against anything featured on the site.
Guides, Deals, and Useful Links
Listed below are guides, deals, and useful links. Do note that some of the links listed may be external links meaning they will take you outside of The Point Calculator website. These are indicated by a new window symbol () and will open in a new window/tab. These links are updated as needed.
Search The Point Calculator
Search the website for a specific credit card, benefit, bank, or rewards program.
Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.
Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.
About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.