Credit Card Cash Back Calculator
Calculate any percentage of cash back with the Credit Card Cash Back Calculator.
The Credit Card Cash Back Calculator will calculate any percent of cash back that you enter. Choose any value of cash back between 0% and 1000%. Input spend for everyday categories and calculate cash back for grocery stores, gas stations, restaurants, and more!
What is Cash Back?
When a rewards card, credit card, banking account, or any other type of service offers cash back, it means they are willing to give you a certain amount of your money back as a reward for the purchase or service. This reward is usually a few cents on the dollar. For example, if a rewards card is offering 2% cash back that means for every $1 you spend, you will earn 2 cents back ($0.02) in rewards. Once you build up a certain amount of cash back, you can usually use redeem it for all sorts of awards depending on the card or account issuer.
Is Cash Back Better Than Points and Miles?
There are times in which points are better and there are times where cash back is better. It will never be the case in which one is always better than the other due to the fact that not everyone redeems rewards the same. Generally speaking through, cash back is usually easier to understand and redeem than points and miles in which you usually have to do a little foot work to get the best redemption. Not all points and miles require doing research. Some miles and points are just valued higher than 1 cent by default like Alaska Airlines MileagePlan Miles and Chase Ultimate Rewards Points. Both of these point currencies are worth more than 1.25 cents each just off of basic redemptions and would be more beneficial for people who want to travel at least a few times or more a year.
Perks Of This Cash Back Calculator
Any values you enter into this cash back calculator will carry over to every single credit card calculator this site covers. So if you want to see how the same spend will do on the 2% cash back Citi Double Cash you can jump over to that page and it will show you without you having to re-enter your spend. Want to know how a reward points card like the American Express Gold Card would do with the same spend? Just slide over to the page and the values will already be entered. We feature over 100 credit card calculators for you to compare awards to. All of these calculators have the ability to toggle annual fees, assign cash values to perks, add additional card users, and more.
% Cash Back Calculator
Enter any percentage below to change the calculator on this page to reflect that percentage of cash back. The format for the field is ##.##%. This can be any number between 0.01% and 1000%. Unfortunately there is no 1000% cash back credit card (if there is please email me), but in the case that you want to use the calculator for something else the max value is set high. Happy Calculating!
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.