U.S. Bank Cash 365 Card
Calculate total cash back and the cash value of the U.S. Bank Cash 365 Card based on monthly/yearly spend and compare the results against top reward cards.
The Cash 365 Card is a 1.5% cash back card offered by U.S. Bank. It's yet another simple, straightforward cash back card that offers the standard redemptions most cash back cards have. The Cash 365 Card holds it's own weight just fine, but it pairs well with the U.S. Bank Cash+ Visa Signature Card to create a powerful card combo for anyone who wants to earn cash back with U.S. Bank.
The U.S. Bank Cash 365 Card earns cash back at a flat rate for all purchases and does not have any bonus categories. There is no limit to the amount of cash back you can earn with this rewards card and cash back never expires as long as your account is opened.
1.5% All Purchases
The U.S. Bank Cash 365 card earns 1.5% cash back for every $1 spent on all purchases. This means you will earn 1.5 cents for every $1 in purchases ran across the card. There's nothing out of the ordinary with this U.S Bank Card. It's another simple 1.5% cash back credit card. The Cash 365 Card is an alternative choice to someone who wants great American Express benefits but do not want the Cash Magnet Card. Other cards comparable to the Cash 365 is the Capital One Quicksilver Card, Chase Freedom Unlimited and Wells Fargo Cash Wise Visa.
Perks and Benefits
Standard Amex Benefits
The U.S. Bank Cash 365 Card does not have any perks specific to the card itself, but it does offer great American Express benefits such as emergency assistance, entertainment access, extended warranty, return protection, travel accident insurance, and more!
Sign Up Bonus
The standard U.S. Bank Cash 365 sign up bonus is a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening. This is a solid return bonus for such a low amount of spend.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
There is no annual fee for the U.S. Bank Cash 365 Card. You will always earn a solid 1.5% return when running spend through this card.
Authorized User Fee
There is no fee to add authorized users to the U.S. Bank Cash 365 Card. If you're trying to build cash back with this card, I recommend adding friends and family to help out.
Foreign Transaction Fee
The U.S. Bank Cash 365 Card has a foreign transaction fee of 3%. This means you will lose cash back twice as fast when you use this card outside of the United States. I would not recommend using this card for international purchases. Pick up a 1.5% return card with no international transaction fee like the Discover IT Miles or Capital One Quicksilver Card.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.
Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.
About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.