Cash Wise Visa Card
Calculate total cash back and the cash value of the Wells Fargo Cash Wise Visa based on monthly/yearly spend and compare the results side by side top cards.
The Cash Wise Visa Card is a 1.5% cash back card offered by Wells Fargo. Besides the Wells Fargo Cash Back College Card, there's no other normal cash back cards to pair this with to create a power combo like the Quicksilver Card and SavorOne Card or the Cash Magnet Card and Blue Cash Everyday Card. If you're looking to earn a flat rate of 1.5% cash back, this is another card you choose from in the pool of similar cash back cards.
1.5% All Purchases
The Wells Fargo Cash Wise Visa card earns an unlimited 1.5% cash back per $1 spent on all purchases. Cash back earned does not expire as long as the Cash Wise Visa is opened. There's nothing special about this card that puts it beyond other 1.5% cash back cards. The Capital One Quicksilver and U.S. Bank 365 Card are reward cards similar to the Cash Wise Visa that have no annual fee.
+0.3% Mobile Wallet
Wells Fargo Cash Wise Visa Card holders will earn 1.8% cash back when using a qualified mobile wallet (including Apple Pay and Google Pay) during the first 12 months from account opening. This is a small difference, but can add up over the course of the year. If you're a fan of mobile pay, the Chase Freedom card has rotating categories that sometimes feature 5% on Chase Pay purchases.
Perks and Benefits
Earn More Mall Portal
Bonus rewards can be earned when using shopping popular stores and brands on their Earn More Mall portal. Cash back rewards from the portal is deposited directly in the account cash back balance. This can assist in building additional cash back with Wells Fargo which could give some more value to the card.
Standard Visa Benefits
The Wells Fargo Card comes with standard VISA benefits such as cell phone protection, auto rental collision damage waiver, and 24/7 fraud monitoring.
Sign Up Bonus
The standard Wells Fargo Cash Wise Visa Card sign up bonus is $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months. The Cash Wise Visa Card also offers 0% APR introductory offer on purchases and balance transfers.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The Wells Fargo Cash Wise Visa does not have an annual fee. You will always earn a 1.5% return when you use this card to make purchases.
Authorized User Fee
There is no fee for adding authorized users to the Cash Wise Visa. I would recommend adding friends or family members to earn cash back faster.
Foreign Transaction Fee
The Wells Fargo Cash Wise Visa has a 3% foreign transaction fee. This means you will lose cash back at twice the rate you can earn it if used outside of the United States. Do not use this card for international purchases. If you're looking for a no annual fee 1.5% cash back card with no foreign transaction fee, the Capital One Quicksilver or PenFed Power Cash Rewards Visa would be the best two choices.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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