Best Western Mastercard

Calculate the cash value of the Best Western Mastercard based on spend and compare against top rewards cards.

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The Best Western Mastercard is the no annual fee card that Best Western offers for their rewards program. While the card does offer Best Western Gold Elite Status, the rewards earned by running spend through the card is minimal. You're better off grabbing the Best Western Premium Mastercard or placing spend on a card that earns a higher return on travel and/or hotel spending.

Bonus Categories

The Best Western Mastercard features only one bonus category and that's spending done at Best Western brand hotels. There is no cap to the amount of Best Western points you can earn spending in the bonus category and no limit to the amount of points you can earn in general with the card.

3x Best Western

The Best Western Mastercard earns 3 Best Western Points per $1 spent at Best Western hotels. This is equal to a 2.1% return which can easily be beat by the Best Western Premium Mastercard offering a return of 7% or most popular rewards card that feature travel and/or hotel as a bonus category like the Chase Sapphire Reserve or Barclays Uber Card. Looking at Best Western spend alone, this card breaks even with it's premium counterpart at around $1,980 in yearly spend. Of course this is not including the other benefits that come with the Premium version like the slight boost in bonus points and the anniversary bonus of 20,000 points for running spend through the card.

2x Non-Category

All non-category spend ran through the card will earn you 2 Best Western Points per $1 spent. This equal to around a 1.4% return and is not the best when it comes to earnings. Outside of finding other cards to fill the gap in your most used categories, I would recommend picking up a 2% cash back earning card like the Citi Double Cash or PayPal Cashback Mastercard.

Perks and Benefits

Best Western Gold Elite Status

Best Western Mastercard holders will receive complimentary Gold Elite status. This comes with 10% bonus points, gift or points at check-in, room upgrades, and more.

Other Benefits

The Best Western Mastercard features a few additional benefits which also features several perks provided by Mastercard. These benefits are:

Free FICO Score
Travel Accident Insurance
Auto Rental Insurance
Extended Warranty
Purchase Protection
Zero Liability

Sign Up Bonus

The standard sign up bonus for the Best Western Mastercard is 32,000 Best Western Points. You can earn 16,000 after your first purchase and an additional 16,000 after your first stay. This is a total cash value of about $224 and can get you around 2 free nights on average.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

There is no annual fee for the Best Western Mastercard. This means you don't have to worry about running a certain amount of spend to make the card worth it.

Authorized User Fee

There is no authorized user fee for the Best Western Mastercard. This lets you add additional users to your card in order to earn Best Western Points faster.

Foreign Transaction Fee

The Best Western Mastercard has a 0% foreign transaction fee which is good for anyone making international purchases. Unfortunately, there's not much to be earned using the card overseas due to the low earning rates on the card overall.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.

Compare A Card

Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).

Currency Worth

This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.

View Rewards As...

0 Cent(s)

View Rewards As...

This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.

Edit Value

Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).

Loyalty/Rewards Programs

Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.

/ Loyalty Programs

Add/Remove Loyalty Programs

Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.

Loyalty Programs

Other Bonuses

All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).

Categories Spending

Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.

/ Categories

Options

Add/Remove Categories

Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.

Currently Selected:

Deselect All

Clear Spend

This will clear the spend in all of the categories in both columns. This will also clear all saved values.

Copy Spend

Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.

Reward Bonuses

This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.

Extra Bonus

Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users

Total Earnings

Sum of all rewards above this line.

Cash Value of Earnings

Based off of currency worth.

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Calculator Continues Below

Monetary Bonuses/Perks

This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.

Perk Bonus

Enter how much you value any unmentioned perks this card offers.

Annual Fees

This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).

Edit Fees

Edit the annual fee and authorized user fee of the Card (if applicable).

Annual Fee: -

Auth Fee: -

Grand Total

The total estimated value you can get out of this card and the amount of return for your spend.

Total Card Value

The value of the card when everything is taken into account.

Total Return

The percent you are earning per dollar spent on this card.

Apply

Apply for the card now through their secured website.

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Card Info

Jump to the page that has the details of this card. Covers bonus categories, perks, sign-up bonus, and fees!

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Page Last Updated: 2019-04-20

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.