Ultimate IHG Rewards Points Transfer Calculator & Guide

Ultimate IHG Points Transfer Calculator

Point Conversion Calculator

The ultimate transfer calculator for calculating the conversion of IHG Rewards Club Points to and from IHG's travel partners.


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You can build up your IHG Points balance by transferring rewards earned with partnering programs directly into your IHG Rewards Club account. In additional to transferring points to your account, you can also transfer points out of your account to over 35 different airlines. The IHG Point Calculators on this page will calculate the conversion of IHG Points to and from the IHG Rewards Club program.

Transfer IHG Points To Partners

The IHG Rewards Club Program has over 30 airline transfer partners. Transferring to these airline programs can be useful if you're a few miles short of trying to book an award redemption with an airline. The majority of these IHG airline partners transfer at a ratio of 10,000 IHG Points for 2,000 Miles. This comes out to being 5 IHG Points per airline mile. You can earn up to a total of 30 IHG Points per $1 spent at IHG brand hotels when you factor in the base earning rate, elite status, and IHG credit cards. That's equal to 6 airline miles

Method Points Earned
Per $1 Spent At IHG
Airline Miles
Transfer Ratio 5:1
Base Rate 10x 2 miles
IHG Credit Card 5x-10x 1-2 miles
IHG Elite Status 1x-10x 0.2-2 miles

The IHG Points Transfer calculator below will calculate the transfer of IHG Points to airline partners. You can click on any of the partners to learn more about that airline program.

Transferring Points To IHG

There are several reward programs that transfer directly to IHG Rewards Club Points. This method provides a better and more efficient way to earn IHG Points by running spend through partner credit cards which earns more points than IHG's own credit cards across several categories.

The table below will calculate the transfer of points from partner programs to IHG Rewards Club Points. You can enter any amount of IHG Points in the field below. The table will output the total amount of points/miles needed for each program that is equivalent to the amount of IHG Points you specified in the field.

Chase Ultimate Rewards

Chase Ultimate Rewards Points is going to be the best choice for earning IHG Points thanks to the 1:1 transfer ratio and the seven Chase credit cards you can use to build those points. Chase also features great sign up bonuses that can earn you between 50,000 and 80,000 IHG Points once transferred.

Hertz Gold Plus Rewards

If you rent cars through Hertz and you're part of their Gold Plus Rewards Program, you can use the points you've earned to top off your account at a pretty decent ratio of 3 Hertz points for 5 IHG Points. Hertz Gold Plus members can earn anywhere between 10 to 15 points per $1 spent depending on elite status. This means spending $100 at Hertz would earn you 100-150 Hertz Points which is equal to 166-250 IHG Points. Just remember that Hertz Points have an average value of 2.5 to 5 cents per point!

Virgin Atlantic

Virgin Atlantic Flying Club Miles can be transferred to IHG at a 1:1 ratio. While I wouldn't recommend using Virgin Atlantic Miles as the primary source of funding your IHG Rewards Club account, it is an option if you need to top off your account for an award redemption. Virgin Atlantic Miles are generally worth 1.2 to 1.4 cents each when redeemed towards award flights. These miles are also great for anyone wanting to travel in Delta Premium or Delta One cabins at a far better rate than what Delta Airlines offers on their own website.

Earning With Partner Credit Cards

All of the credit cards listed in the table below allow you to earn rewards and transfer them directly to your IHG Rewards Club Account. This gives you alternative ways to earn rewards through spend and sign up bonuses. The earning rates listed are based on the transfer ratio when converting rewards to IHG Rewards Club Points. You can use the Search By Currency function to find cards that earn rewards with specific programs!

The card section above is scrollable.

Chase Ink Business Preferred

The Chase Ink Business Preferred is a great choice for those looking to earn the equivalent of 3 IHG Points per $1 spend on travel, shipping, Internet, cable, telecommunications, and advertisement. The card also comes with an 80,000-point sign up bonus which transfers nicely to IHG at a 1:1 ratio.

Chase Sapphire Reserve

If you're looking to receive elite travel perks while also earning 3 IHG Points per $1 on travel and dining purchases, the Chase Sapphire Reserve would be a great fit. It offers $300 in annual credits, lounge access, superb trip and travel insurance/protection, and so much more. Plus, it features a standard sign up bonus that is equal to 50,000 IHG Points.

All Chase Cash Back Cards

If you own at least one Ultimate Rewards Point earning card, Chase gives you the ability to convert cash back to points at an even ratio of 1 cent for 1 point. This gives all of Chase's cash back cards strong earning potential. Another thing? They all have no annual fee. You can use the Chase Freedom to earn 5 points on rotating quarterly category, the Chase Ink Business Cash to earn 5 points per $1 on several business categories including Office Supply Stores and Internet purchases, and the Chase Freedom Unlimited to earn 1.5 points per $1 spent on all miscellaneous purchases your other cards don't cover.


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Page Last Updated: 2019-11-10

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

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