Emirates Citi World Mastercard Calculator

Card Details & Skywards Miles Calculator
1.5x Emirates
1.25x International Spend
1x/0.5x Everything Else
2 Complimentary Lounge Passes
1 Complimentary Chauffeur-Drive
Golf Benefits
Citi Benefits
Travel & Purchase Insurance

Emirates Skywards Miles Calculator for the Emirates Citi World Mastercard. Calculate total miles and cash value based on spend, benefits, and fees. Compare!

Bonus Categories

The Emirates Citi World Mastercard features two bonus categories which are Emirates and international spend. There's no cap on either category and no limit to the amount of Skywards Miles you can earn using the card overall.

  • 1.5x Emirates
    • Applies to airline tickets purchased via emirates.com.
  • 1.25x International Spend
    • This is considered to be eligible purchases made overseas or online with a merchant that is based overseas.
  • 1x/0.5x Everything Else
    • You will earn 1 Skywards Mile per $1 spent on up to $3,000 in non-category spend.
    • You will earn 0.5 Skywards Mile per $1 spent from $3,001 to $10,000 per statement period.
    • Anything spent over $10,000 in a statement period will earn you 0 Skywards Miles per $1 spent.

Do note that purchases made towards Citi PayAll will always earn you 0.5 Skywards Miles per $1 spent, uncapped. This is in it's own bucket and does not count toward the caps on the non-category (1x/0.5x Everything Else) spend listed above.

Perks & Benefits

The Emirates Citi World Mastercard comes with a handful of benefits including Emirates Lounge passes, a complimentary chauffeur-drive service annually, and great travel and purchase insurance.

  • Two Complimentary Emirates Lounge Passes
    • The primary cardholder will receive two complimentary lounge passes per year to use at any Emirates Lounge in Australia when flying Emirates.
  • Annual Chauffeur-Drive Service
    • You will receive one complimentary chauffeur-drive service per year to and from the airport when flying Emirates.
  • Citi Benefits
    • Citi Instalment Plans
    • Citibank Dining Program
    • Citi PayAll
    • Citi World Privileges
  • Mastercard Priceless Cities
  • World Golf Benefits
    • Access to most celebrated golf properties in the world.
    • Play on world-famous Tournament Players Club courses and receive on site perks at PGA Tour Events.
  • Personal Concierge Service
  • Travel & Purchase Insurance
    • International Travel Insurance
      • Medical & Hospital Expenses
      • Loss or Theft Personal Belongings and Business Items
      • Unexpected Cancellation of Travel Arrangements and Other Unexpected Expenses
      • Resumption of Journey
      • Special Event
      • Rental Vehicle Excess
      • Travel Delay
      • Funeral Expenses
      • Accidental Death
      • Loss of Income
      • Legal Liability
    • Interstate Flight Inconvenience
      • Loss or Theft of Personal Belongings and Business Items
      • Luggage Delay
      • Cancellation of Travel Arrangements Due to Unexpected Circumstances
      • Reimbursement of Any Rental Vehicle Excess or Deductible
      • Reimbursement of Additional Meal and Refreshment Expenses Due To Flight Delay
      • Funeral Expenses
    • Transit Accident Insurance
    • Extended Warranty Insurance
    • Purchase Cover Insurance
    • Guaranteed Pricing Scheme

Sign Up Bonus (SUB)

The sign up bonus for the Emirates Citi World Mastercard is 50,000 Skywards Miles on your first spend within 90 days from approval. You can also earn an additional 10,000 Skywards Miles if you spend $500 on airline tickets via emirates.com during that time period.

Fees & Income Requirements

Annual Fee

The annual fee for the Emirates Citi World Mastercard is $149 the first year, then $299.

Authorized User Fee

The Emirates Citi World Mastercard does not have an additional cardholder fee. You can add up to 4 additional cardholders at no extra charge. Cardholders must be 16 years or older.

Foreign Transaction Fee

The foreign transaction fee for the Emirates Citi World Mastercard is 3.4%.

Income Requirements

The minimum income requirements for the Emirates Citi World Mastercard is $75,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
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Annual Fee
Auth User Fee
Cash Bonuses
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Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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