Emirates Citi World Mastercard Calculator

Emirates Skywards Miles Calculator for the Emirates Citi World Mastercard. Calculate total miles and cash value based on spend, benefits, and fees. Compare!
Quick Details
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Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Currency Conversion Fee

Rewards Rate Details

The Emirates Citi World Mastercard features two bonus categories which are Emirates and international spend. There's no cap on either category and no limit to the amount of Skywards Miles you can earn using the card overall.

  • 1.5x Emirates
    • Applies to airline tickets purchased via emirates.com.
  • 1.25x International Spend
    • This is considered to be eligible purchases made overseas or online with a merchant that is based overseas.
  • 1x/0.5x Everything Else
    • You will earn 1 Skywards Mile per $1 spent on up to $3,000 in non-category spend.
    • You will earn 0.5 Skywards Mile per $1 spent from $3,001 to $10,000 per statement period.
    • Anything spent over $10,000 in a statement period will earn you 0 Skywards Miles per $1 spent.

Do note that purchases made towards Citi PayAll will always earn you 0.5 Skywards Miles per $1 spent, uncapped. This is in it's own bucket and does not count toward the caps on the non-category (1x/0.5x Everything Else) spend listed above.

Perks & Benefits

The Emirates Citi World Mastercard comes with a handful of benefits including Emirates Lounge passes, a complimentary chauffeur-drive service annually, and great travel and purchase insurance.

  • Two Complimentary Emirates Lounge Passes
    • The primary cardholder will receive two complimentary lounge passes per year to use at any Emirates Lounge in Australia when flying Emirates.
  • Annual Chauffeur-Drive Service
    • You will receive one complimentary chauffeur-drive service per year to and from the airport when flying Emirates.
  • Citi Benefits
    • Citi Instalment Plans
    • Citibank Dining Program
    • Citi PayAll
    • Citi World Privileges
  • Mastercard Priceless Cities
  • World Golf Benefits
    • Access to most celebrated golf properties in the world.
    • Play on world-famous Tournament Players Club courses and receive on site perks at PGA Tour Events.
  • Personal Concierge Service
  • Travel & Purchase Insurance
    • International Travel Insurance
      • Medical & Hospital Expenses
      • Loss or Theft Personal Belongings and Business Items
      • Unexpected Cancellation of Travel Arrangements and Other Unexpected Expenses
      • Resumption of Journey
      • Special Event
      • Rental Vehicle Excess
      • Travel Delay
      • Funeral Expenses
      • Accidental Death
      • Loss of Income
      • Legal Liability
    • Interstate Flight Inconvenience
      • Loss or Theft of Personal Belongings and Business Items
      • Luggage Delay
      • Cancellation of Travel Arrangements Due to Unexpected Circumstances
      • Reimbursement of Any Rental Vehicle Excess or Deductible
      • Reimbursement of Additional Meal and Refreshment Expenses Due To Flight Delay
      • Funeral Expenses
    • Transit Accident Insurance
    • Extended Warranty Insurance
    • Purchase Cover Insurance
    • Guaranteed Pricing Scheme

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The fee to add authorized users (supplementary cards).
$ 0
SUB Sign Up Bonus
If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
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These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Change Order
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Updated 2020-11-10 By Robert Flowers III

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