American Express Qantas Business Rewards Card - Rewards Calculator

Review the benefits of the American Express Qantas Business Rewards Card. Calculate Qantas Points and the card value based on spend, benefits, and fees.
Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Currency Conversion Fee
Income Requirements

Rewards Rate Details

The AMEX Qantas Business Rewards Card features one bonus category which is spending done with Qantas. There's no limit to the amount of bonus points you can earn spending with Qantas and no limit to the amount of points you can earn with the card overall.

  • 2x Qantas Products & Services
    • This includes:
      • Qantas passenger flights with a QF flight number purchased directly from
      • Qantas Frequent Flyer and Qantas Club membership joining and/or annual fees
  • 1.25x Everything Else
    • *Purchases made towards utilities, insurance, and purchases made at government bodies in Australia will earn you 0.5 Qantas Points per $1 spent.

Perks & Benefits

The AMEX Qantas Business Rewards Card features flexible payment options, triple miles on flights, annual lounge passes, and great travel coverage.

  • Flexible Payment Options
    • You have the option to carry a portion of your balance every month up to a set FPO limit.
  • Triple Miles on Flights
    • You'll earn triple Qantas Points on flights when cardholders (including authorized users/employee cards) fly Qantas and pay with their AMEX Qantas Business Rewards Card.
    • You can earn up to 4,000,000 Qantas Points per membership year with this benefit.
  • Two Qantas Lounge Passes Annually
    • Invitations only offered when you make your first Qantas purchase during the anniversary year of your card membership.
  • No Preset Spending Limit (NPSL)
  • Up To 51 Cash Flow Days
    • You'll have up to 51 days from the time you make a purchase until that repayment is due.
  • Travel & Purchase Coverage
    • Transport Accident Cover
    • Business Trip Completion Cover
    • Travel Inconvenience Cover
    • Medical Emergency Expenses Cover
    • Baggage, Money, and Documents Cover
    • Travel Cancellation Cover
    • Personal Liability Cover
    • Emergency Card Replacement
    • Online Fraud Protection Guarantee

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The fee to add authorized users (supplementary cards).
$ 0
SUB Sign Up Bonus
If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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American Express® Qantas Business Rewards Card
American Express® Qantas Business Rewards Card
Intro Bonus
View Issuer's Website
Rewards Rate
Earn 2 Qantas Points per dollar spent on Qantas products and services, uncapped. Plus, the points your business earns when flying will be tripled.
Earn up to 1.25 Qantas Points per dollar spent on everyday business spend, uncapped.
Earn 0.5 Qantas Points per dollar spent on utilities, insurance and government, uncapped.
Main Card Highlights
  • Enjoy the flexibility of up to 51 days to pay for purchases
  • With no pre-set spending limit, access up to $600,000 of unsecured funding over 12 months
  • Up to 99 Employee Cards at no additional cost, allowing you to pool all the Qantas Points earned on your employees' business spend into one QBR account
  • Get 2 domestic Qantas Club Lounge passes each Card Membership year, redeemable after your first eligible Qantas purchase on the Card
  • Domestic and international travel insurance cover for you, your family and Employee Card Members when you use the Card to pay for a return flight
Annual Fee
Authorized User Fee
Currency Conversion Fee
Enter how much you spend monthly or yearly across different categories in our calculator and get a list of credit cards best suited for you.
Put together your favorite credit cards and calculate the cash value of the entire combo. Mix and match cards from different issuers and programs!
Updated 2021-08-21 By Robert Flowers III

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