ANZ Frequent Flyer Card Calculator

Card Details & Qantas Points Calculator
1.5x/1.25x Qantas
0.5x/0.25x Non-Category

Qantas Points Calculator for the ANZ Frequent Flyer Card. Calculate total Qantas Points and card value based on spend, benefit, and fees.

Bonus Categories

The ANZ Frequent Flyer Card features one bonus category which is Qantas. There's no limit to the amount of bonus points you can earn spending with Qantas and no limit to the amount of points you can earn with the card overall.

  • 1.5x/1.25x Qantas
    • You'll earn 1 additional point on top of the non-category rate.
    • Qantas purchases are considered to be:
      • Qantas passenger flights with a QF flight number purchased directly from
      • Qantas Frequent Flyer and Qantas Club membership joining and/or annual fees
  • 0.5x/0.25x Non-Category
    • Earn 0.5x on the first $500 in spend per statement period.
    • Earn 0.25x on all purchases above $500 per statement period.

Perks & Benefits

The ANZ Frequent Flyer Card does not have any benefits that are specific to the card itself. You'll be backed by ANZ's Fraud Money Back Guarantee and have access to the Worldwide Emergency Credit Card Replacement benefit like all other cards.

Sign Up Bonus (SUB)

The sign up bonus for the ANZ Frequent Flyer Card is 25,000 bonus Qantas Points when you spend $1,000 on the card within the first three months from approval. This is a solid sign up bonus that has an average cash value of $400 if you value Qantas Points at 1.6 cents each.

Fees & Income Requirements

Annual Fee

The annual fee for the ANZ Frequent Flyer Card is $95.

Authorized User Fee

The authorized user fee for the ANZ Frequent Flyer Card is $65 per additional cardholder. Adding additional users to this card is not worth it which is rare to hear me say across the hundreds of cards I have on this website. The user would be better off getting their own card or you would be better off getting the ANZ Frequent Flyer Black and adding additional users for the same cost of $65 each. While the annual fee may be higher, your additional users will earn significantly more points per $1 spent.

Income Requirements

There's no listed income requirements for the ANZ Frequent Flyer Card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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