BOQ Specialist Signature Card Calculator

Qantas Points Calculator for the BOQ Specialist Signature Card. Calculate total points and cash value, review card benefits, and compare to top cards.
Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Currency Conversion Fee

Rewards Rate Details

The BOQ Specialist Signature Card has two bonus categories which is Qantas and international purchases. There's a 10,000 point cap per month on general spend in which you'll earn at a lower rate once this cap is hit. There is no limit to the amount of points you can earn with the card overall.

  • 2x/1.5x Qantas
    • You will earn +1 additional point per $1 spent on Qantas products and services in Australia.
    • The +1 additional point is in addition to the non-category rate which can be 1x or 0.5x depending on whether or not you've hit the monthly cap.
  • 1.5x International Purchases
  • 1x/0.5x Everything Else
    • You will earn 1 Qantas Point per $1 spent on eligible purchases in Australia, up to 10,000 points per month.
    • Once the point cap is reached, you'll earn 0.5 Qantas Points per $1 spent for the remainder of the month.

Perks & Benefits

The BOQ Specialist Signature Card comes with Priority Pass, access to the Visa Luxury Hotel Collection, and great travel and purchase insurance.

  • Complimentary Qantas Frequent Flyer Membership
  • Priority Pass Standard Membership
    • You'll be given four complimentary visits to Priority Pass lounge with up to one guest per visit free of charge.
    • Additional guests and additional visits will cost US$32 which is charged directly to your BOQ Specialist Signature Card.
  • Visa Luxury Hotel Collection
  • Travel & Purchase Insurance
    • Overseas Travel Insurance
      • Travel Cancellation Cover
      • Medical Emergency Expenses Cover
      • Funeral Expenses/Repatriation of Remains Cover
      • Hospital Cash Cover
      • Mugging Cover
      • Domestic Pet Cover
      • Loss of Income Cover
      • Travel Delay Cover
      • Resumption of Journey Cover
      • Baggage, Money and Documents Cover
      • Personal Liability Cover
      • Accidental Loss of Life Cover
      • Hijack Cover
      • Kidnap & Random Cover
    • Purchase Security Insurance
    • Extended Warranty Insurance
    • Transport Accident Insurance
    • Best Price Guarantee
    • Golfers' Insurance
    • Global Hire Car Excess Waiver
    • Domestic Flight Inconvenience Insurance
      • Delays
      • Loss or Damage to Personal Items
      • Funeral Expenses
      • Cancellation of Domestic Travel

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The fee to add authorized users (supplementary cards).
$ 0
SUB Sign Up Bonus
If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here

Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Change Order
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Updated 2020-10-28 By Robert Flowers III

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