NAB Qantas Rewards Premium Card Calculator

Card Details & Qantas Points Calculator
1.66x/1.33x Qantas
0.66x/0.33x Everything Else
Qantas Frequent Flyer Membership
Travel & Purchase Coverage

Qantas Points Calculator for the NAB Qantas Rewards Premium Card. Calculate total points and card value based on spend. Compare against top cards.

Bonus Categories

The NAB Qantas Rewards Premium Card features one bonus category which is spending with Qantas. The card has a general spend cap of $3,000 per statement period in which you'll earn at a lower rate between $3,001 and $6,000 spend per statement period. Any spend over $6,000 in a statement period will result in 0 points per $1 spent. You can earn up to 3,000 Qantas Points per statement period, not including the bonus points spend on Qantas products and services.

  • 1.66x/1.33x Qantas
    • You will earn +1 additional point per $1 spent on Qantas products and services in Australia.
    • The extra point is in addition to the non-category rate which can be 0.66x, 0.33x, or 0x depending on whether or not you've hit the statement cap.
    • Qantas purchases are considered to be Qantas flights, Qantas Club and Qantas Frequent Flyer memberships, and purchases from Qantas Travel customer shop fronts.
    • There's no cap on how many bonus points you can earn in a statement period.
  • 0.66x/0.33x Everything Else
    • You will earn 1 Qantas Point per $1.50 spent on up to $3,000 per statement period
    • For all spend between $3,000 and $6,000 during a statement period, you will earn 1 Qantas Point per $3 spent.
    • Any spend over $6,000 during a statement period will earn you 0 points.

In order to reflect accurate numbers and to get rid of all the weird earning rates NAB has going on here, the calculator on this page will reflect rewards based on every $3 spent for all categories.

Perks & Benefits

The NAB Qantas Rewards Premium Card comes with travel and purchase insurance.

  • Qantas Frequent Flyer Membership
  • Travel & Purchase Insurance
    • Overseas Travel & Medical Insurance
      • Overseas Medical and Dental Expenses
      • Trip Cancellation and Additional Expenses
      • Luggage and Personal Effects
      • Emergency Luggage
      • Documents & Passports Replacement Cover
      • Travel Delay Cover
      • Resumption of Trip Cover
      • Hijacking Cover
      • Rental Vehicle Excess Cover
      • Accidental Death Cover
      • Loss of Income
      • Personal Liability and Legal Expenses Cover
      • Kidnap and Ransom Cover
    • Interstate/Domestic Flight Insurance Cover
      • Travel Delay
      • Luggage and Personal Effects
      • Emergency Luggage
      • Funeral Expenses as a Result of Accidental Death
      • Cancellation and Holiday Amendment Costs
      • Rental Vehicle Excess
    • Domestic Hotel Burglary
    • Transport Accident Insurance Cover
    • Extended Warranty Insurance Cover
    • Purchase Protection Insurance Cover
    • Price Protection Insurance Cover

Sign Up Bonus (SUB)

The sign up bonus for the NAB Qantas Rewards Premium Card is 30,000 bonus Qantas Points after you spend $2,500 within the first 60 days.

Fees & Income Requirements

Annual Fee

The annual fee for the NAB Qantas Rewards Premium Card is $250.

Authorized User Fee

There is no listed authorized user fee for the NAB Qantas Rewards Premium Card. If you're looking to maximize your points, I recommend adding family and friends to your card to help build Qantas Points faster.

Foreign Transaction Fee

The foreign transaction fee for the NAB Qantas Rewards Premium Card is 3%.

Income Requirements


and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using Cashrewards. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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