Qantas Credit Cards - Calculate Points & Compare Cards

Calculate Qantas Points and the cash value of Qantas credit cards in the AU based on spend, how much you value card perks, and fees. Compare side by side.

Qantas Airways is the flag carrier of Australia. They are the largest airline and third oldest airline in the world. Qantas flies to 85 destinations which consists of 27 international destinations in 14 countries across Africa, the Americas, Asia, Europe and Oceania. Their main hub is located at Sydney Airport and they are part of the oneworld Alliance.

Oneworld Alliance

  • Alaska Airlines
  • American Airlines
  • British Airways
  • Cathay Pacific
  • Finnair
  • Iberia
  • Japan Airlines
  • LATAM
  • Malaysia Airlines
  • Qantas
  • Qatar Airways
  • Royal Jordanian
  • S7 Airlines
  • SriLankan Airlines

Qantas Credit Cards

Qantas offers a large amount of credit cards across most of the major banks in Australia. Finding out which card is best will depend on the type of benefits you're looking for and your spend habits. Since Qantas offers so many cards, I've broken up the credit card point calculators by bank so that you can easily find the card you're looking for and calculate rewards.

American Express

American Express offers six credit cards that earn Qantas Points. This consists of three co-branded Qantas personal cards, a Qantas business card, and two co-branded David Jones credit cards in which you can choose to earn Qantas Points instead of Membership Rewards Points.

The Qantas American Express Ultimate Card
The Qantas American Express Ultimate Card
Intro Bonus
View Issuer's Website
Rewards Rate
2.25X
Earn 2.25 Qantas Points per $1 spent on eligible Qantas products and services
1.25X
Earn 1.25 Qantas Points per $1 spent on everyday purchases
0.5X
Earn 0.5 Qantas Points per $1 spent on government bodies in Australia
Main Card Highlights
  • Earn up to 1.25 Qantas Points per $1 spent on everyday purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent. Earn 2.25 Qantas Points per $1 spent on eligible Qantas products and services.
  • Receive a $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year when booked through American Express Travel.
  • Enjoy two complimentary American Express Airport Lounge entries, plus two Qantas Club Lounge invitations each year after purchasing select Qantas products and services.
  • Earn more Qantas Points with up to 4 Additional Cards for family members or friends, at no extra fee.
  • Complimentary Qantas Wine Premium Membership along with 3X points per $1 spent on all Qantas Wine purchases and complementary Qantas Wine delivery within Australia.
  • Annual Income Requirements: $65,000 or more.
Annual Fee
$450
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
The Qantas American Express Premium Card
The Qantas American Express Premium Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 Qantas Points per $1 spent on eligible Qantas products and service
1X
Earn 1 Qantas Point per $1 spent on all other purchases excluding government bodies in Australia
0.5X
Earn 0.5 Qantas Points per $1 spent on government bodies in Australia
Main Card Highlights
  • Earn 1 Qantas Point for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent. Earn 1 additional point per $1 spent with Qantas
  • Up to 44 Interest-free days and enjoy only 20.74% p.a. interest rate on purchases
  • Receive complimentary Qantas Wine Premium Membership valued at $99. Earn 3 points per $1 spent on eligible products and services and enjoy free delivery within Australia
  • Enjoy uncapped earning potential with no limit on the amount of Qantas Points you can earn
  • Earn points faster by adding up to 4 Additional Cards for family members or friends, at no extra fee
  • Annual Income Requirement: $40,000 or more.
Annual Fee
$249
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
The Qantas American Express Discovery Card
The Qantas American Express Discovery Card
Intro Bonus
View Issuer's Website
Rewards Rate
1.75X
Earn 1.75 Qantas Points per $1 spent on eligible Qantas products and services
0.75X
Earn 0.75 Qantas Points per $1 spent on all other purchases excluding government bodies in Australia
0.5X
Earn 0.5 Qantas Points per $1 spent on government bodies in Australia
Main Card Highlights
  • Boost your Qantas Points balance further with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account
  • Enjoy uncapped Qantas Points earning potential with no limit on the number of Qantas Points you can earn
  • Redeem your points for Classic Flight Rewards with Qantas and their participating partner airlines, and use them for flights to over 1,000 destinations worldwide
  • Annual Income Requirement: $35,000 or more.
Annual Fee
$0
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
American Express® Qantas Business Rewards Card
American Express® Qantas Business Rewards Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 Qantas Points per dollar spent on Qantas products and services, uncapped. Plus, the points your business earns when flying will be tripled.
1.25X
Earn up to 1.25 Qantas Points per dollar spent on everyday business spend, uncapped.
0.5X
Earn 0.5 Qantas Points per dollar spent on utilities, insurance and government, uncapped.
Main Card Highlights
  • Enjoy the flexibility of up to 51 days to pay for purchases
  • With no pre-set spending limit, access up to $600,000 of unsecured funding over 12 months
  • Up to 99 Employee Cards at no additional cost, allowing you to pool all the Qantas Points earned on your employees' business spend into one QBR account
  • Get 2 domestic Qantas Club Lounge passes each Card Membership year, redeemable after your first eligible Qantas purchase on the Card
  • Domestic and international travel insurance cover for you, your family and Employee Card Members when you use the Card to pay for a return flight
Annual Fee
$450
Authorized User Fee
$0
Currency Conversion Fee
3%
The David Jones American Express Platinum Card (Qantas)
The David Jones American Express Platinum Card (Qantas)
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 Qantas Points per $1 spent at David Jones.
1.5X
Earn 1.5 Qantas Points per $1 spent at major supermarkets and petrol stations
0.5X
Earn 0.5 Qantas Points per $1 spent everywhere else
Main Card Highlights
  • Depending on how you want to use your Reward Points, choose either Membership Rewards or Qantas Frequent Flyer as your rewards program
  • When choosing Qantas, 1 Reward Point = 0.5 Qantas Points
  • Enjoy invitations to exclusive season launch parades, fashion events and more
  • Complimentary Travel Insurance at home and abroad for you, your partner and your dependent children under 23 years when you purchase a return trip on your Card
  • Receive two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport
  • Annual Income Requirements: $65,000 or more.
Annual Fee
$295
Authorized User Fee
$0
Currency Conversion Fee
3%
The David Jones American Express Card
The David Jones American Express Card
Intro Bonus
View Issuer's Website
Rewards Rate
1.5X
Earn 1.5 Qantas Points per $1 spent at major supermarkets and petrol stations
1X
Earn 1 Qantas Point per $1 spent at David Jones
0.5X
Earn 0.5 Qantas Points per $1 spent everywhere else
Main Card Highlights
  • Enjoy invitations to exclusive Card Member sales previews, shopping nights and events
  • Enjoy complimentary standard delivery and gift wrapping for items purchased instore or online at David Jones with your Card
  • Choose the rewards program that suits you best with the choice to redeem your Reward Points with Membership Rewards or Qantas Frequent Flyer
Annual Fee
$99
Authorized User Fee
$0
Currency Conversion Fee
3%

ANZ

ANZ offers Qantas versions of their popular ANZ Rewards credit cards. These three cards earns Qantas Points on purchases as well as offers some benefits with the airline.

ANZ Frequent Flyer Black credit card
ANZ Frequent Flyer Black credit card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period
0.5X
Earn 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period.
Main Card Highlights
  • A higher Qantas Points earn rate compared to all other ANZ Frequent Flyer cards
  • Uncapped Qantas Points
  • Complimentary Qantas Club Membership
  • Two complimentary Qantas Club lounge invitations each year
  • 7 complimentary insurances including International Travel Insurance
  • Up to 55 days interest free on purchases
Annual Fee
$425
Authorized User Fee
$65 per card (Up to 9)
ANZ Frequent Flyer Platinum credit card
ANZ Frequent Flyer Platinum credit card
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period.
0.5X
Earn 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
Main Card Highlights
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period
  • A higher Qantas Points earn rate compared to the ANZ Frequent Flyer card
  • Uncapped Qantas Points
  • 7 complimentary insurances including International Travel Insurance
  • Up to 55 days interest free on purchases
Annual Fee
$295
Authorized User Fee
$65 per card (Up to 9)
ANZ Frequent Flyer credit card
ANZ Frequent Flyer credit card
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Qantas Points per $1 spent on eligible purchases up to and including $500 per statement period.
0.25X
Earn 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.
Main Card Highlights
  • A lower annual fee compared to other ANZ Frequent Flyer cards
  • Earn 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period
  • Uncapped Qantas Points
  • Up to 55 days interest free on purchases
Annual Fee
$95
Authorized User Fee
$65 per card (Up to 3)

Bank of Melbourne, BankSA, and St. George

Bank of Melbourne, BankSA, and St. George all offer Qantas credit cards under the Amplify rewards program. Each bank offers a Signature Rewards, Platinum Rewards, and general Rewards credit card that earns Qantas Points on everyday spend.

The general Rewards credit card for BankSA and St. George are not listed, but they are exactly the same as the Bank of Melbourne Amplify Qantas Rewards credit card.

Bank of Melbourne Amplify Qantas Signature
Bank of Melbourne Amplify Qantas Signature
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Get interstate flight inconvenience insurance, up to 6 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 4 months’ and transit accident insurance.
  • Enjoy 2 complimentary Qantas lounge visits each year when you register your details at loungepass.bankofmelbourne.com.au.
  • Exclusive to Amplify Signature cardholders, Bank of Melbourne Concierge Service allows you to explore and book experiences online, including hard-to-find tickets, last-minute reservations and more
  • Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months.
  • Get access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$279
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%
Bank of Melbourne Amplify Qantas Platinum
Bank of Melbourne Amplify Qantas Platinum
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Up to 3 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 3 months’ and transit accident insurance.
  • Up to 55 days interest-free which give you more time to pay your purchase balance and avoid interest charges on your purchases
  • On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner
  • Get access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$99
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%
Bank of Melbourne Amplify Qantas Rewards
Bank of Melbourne Amplify Qantas Rewards
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Up to 55 days interest-free which give you more time to pay your purchase balance and avoid interest charges on your purchases
  • On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$79
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%
BankSA Amplfiy Qantas Signature
BankSA Amplfiy Qantas Signature
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Earn 0.75 Qantas Points for every dollar spent on eligible purchases – uncapped
  • Get interstate flight inconvenience insurance, up to 6 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 4 months’ and transit accident insurance.
  • Enjoy 2 complimentary Qantas lounge visits each year when you register your details at loungepass.banksa.com.au.
  • Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months
  • Get access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$279
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%
BankSA Amplify Qantas Platinum
BankSA Amplify Qantas Platinum
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Up to 3 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 3 months’ and transit accident insurance.
  • Up to 55 days interest-free which give you more time to pay your purchase balance and avoid interest charges on your purchases
  • On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner
  • Get access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$99
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%
St. George Amplify Qantas Signature
St. George Amplify Qantas Signature
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Earn 0.75 Qantas Points for every dollar spent on eligible purchases – uncapped
  • Get interstate flight inconvenience insurance, up to 6 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 4 months’ and transit accident insurance.
  • Enjoy 2 complimentary Qantas lounge visits each year when you register your details at loungepass.banksa.com.au.
  • Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months
  • Get access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$279
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%
St. George Amplify Qantas Platinum
St. George Amplify Qantas Platinum
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Qantas Points for every dollar spent on eligible purchases – uncapped
Main Card Highlights
  • Up to 3 months’ complimentary cover for overseas travel insurance, plus extended warranty, purchase security for up to 3 months’ and transit accident insurance.
  • Up to 55 days interest-free which give you more time to pay your purchase balance and avoid interest charges on your purchases
  • On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner
  • Get access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available
  • Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account
Annual Fee
$99
Authorized User Fee
$0 (Up to 1)
Currency Conversion Fee
3%

Bankwest

Bankwest offers two credit cards that earn Qantas Points. The best benefit of these cards is that they have no foreign transaction fee which makes them great for earning points spending abroad.

Bankwest Qantas World Mastercard®
Bankwest Qantas World Mastercard®
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point per $1 spent on your first $5,000 spent on eligible purchases per month, then 0.5 points per $1 thereafter
Main Card Highlights
  • Qantas Frequent Flyer membership fees are waived when you take out a Bankwest Qantas Mastercard.
  • Complimentary overseas travel insurance.
  • No foreign transaction fees for online and overseas purchases.
Annual Fee
$270
Authorized User Fee
$0
Currency Conversion Fee
0%
Bankwest Qantas Platinum Mastercard
Bankwest Qantas Platinum Mastercard
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Qantas Point per $1 spent on your first $2,500 spent on eligible purchases per month, then 0.3 points per $1 thereafter
Main Card Highlights
  • Qantas Frequent Flyer membership fees are waived when you take out a Bankwest Qantas Mastercard.
  • Complimentary overseas travel insurance.
  • No foreign transaction fees for online and overseas purchases.
Annual Fee
$160
Authorized User Fee
$0
Currency Conversion Fee
0%

Bendigo Bank

Bendigo Bank offers both a personal and business credit card that earns Qantas Points on purchases. Both cards also offer complimentary Qantas Frequent Flyer membership which is a big savings if you're not already a member.

Bendigo Qantas Platinum Credit Card
Bendigo Qantas Platinum Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
0.6X
Earn 0.6 Qantas Points per dollar spent, capped at 20,000 points per statement period
Main Card Highlights
  • Earn 0.6 Qantas Points per dollar spent, capped at 20,000 per statement period.
  • Free Qantas Frequent Flyer membership
  • Up to 180 days overseas travel insurance in any 12 month period.
  • Extended warranty on covered purchases made with your participating credit card.
  • 90 day purchase protection on stolen or accidentally damaged purchases when the total cost is charged to your participating credit card.
  • No fees for additional cardholders.
  • Up to 55 days interest free.
Annual Fee
$149
Authorized User Fee
$0
Currency Conversion Fee
3%
Bendigo Qantas Business Credit Card
Bendigo Qantas Business Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
0.6X
Earn 0.6 Qantas Points per $1 spent on eligible domestic and international transactions, capped at 30,000 per statement period.
+1
Earn an additional 1 Qantas Point per $1 spent on selected Qantas products and services.
Main Card Highlights
  • Earn Qantas Points for you or your business as a Qantas Business Rewards member
  • 0.3 Qantas Points per dollar spent on eligible government transactions
  • Transfer points earned to any individual Qantas Frequent Flyer account
  • Extended warranty on purchases made with your credit card for up to 12 months after the original manufacturer’s warranty ends
  • 90 day purchase protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card
  • Complimentary membership to Qantas Business Rewards - usually $89.50
  • Save 20% on Qantas Club memberships for you and your employees.
Annual Fee
$89
Authorized User Fee
$89 per card

BOQ

BOQ offers two credit cards that are available to Medical, Dental, Veterinary and Accounting Professionals as well as students and graduates to do with these professions. You can choose to earn Qantas Points or Velocity Frequent Flyer Points with these cards.

BOQ Specialist Signature credit card
BOQ Specialist Signature credit card
Intro Bonus
View Issuer's Website
Rewards Rate
1.5X
Earn 1.5 Qantas Points for every $1 spent on eligible international purchases
1X
Earn 1 Qantas Point for every $1 spent on eligible purchases in Australia up to 10,000 points per month and 0.5 points per $1 thereafter
+1
Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia.
Main Card Highlights
  • Complimentary Qantas Frequent Flyer membership (saving A$99.50)
  • Complimentary travel insurance
  • Priority Pass airport lounge access
  • Concierge and Front Line Access provided by Visa
  • Visa Luxury Hotel Collection
Annual Fee
$400
Authorized User Fee
$0
Currency Conversion Fee
3.2%
BOQ Specialist Platinum credit card
BOQ Specialist Platinum credit card
Intro Bonus
View Issuer's Website
Rewards Rate
1X/$1
Earn 1 Qantas Point for every $1 spent on eligible international purchases
1X/$2
Earn 1 Qantas Point for every $2 spent on eligible purchases in Australia
Main Card Highlights
  • Complimentary access to the Qantas Frequent Flyer program
  • Complimentary travel insurance
  • Concierge and Front Line Access provided by Visa
Annual Fee
$150
Authorized User Fee
$0
Currency Conversion Fee
3.2%

HSBC

HSBC only offers one credit card in that earns Qantas Points.

HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas point per dollar spent, up to $1,000 every month. Every $1 spent thereafter will earn 0.5 Qantas Points.
Main Card Highlights
  • HSBC Instant Savings are now at your fingertips with a free membership to Frequent Values™ by Entertainment Publications.
  • HSBC cards come with a range of insurances for peace of mind. Our Platinum Qantas Credit Card comes with Domestic Travel Insurance, Purchase Protection, Extended Warranty, Guaranteed Pricing Scheme and International Travel Insurance
  • Choose when and how to use your card. Contactless, online, over the phone and international transactions can be switched on and off to meet your needs.
Annual Fee
$99
Authorized User Fee
$0
Currency Conversion Fee
2%

Macquarie

Macquarie offers two Qantas credit cards that earn Qantas Points on everyday purchases. Both cards have no international purchases fees which makes them great for spending worldwide.

Macquarie Black with Qantas Points
Macquarie Black with Qantas Points
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point on up to $4,000 spend per statement period, then 0.5 Qantas Points for the remainder of that statement period.
+1
Earn an additional 1 Qantas Point on selected Qantas products and services.
Main Card Highlights
  • No international purchase fees when you shop overseas or with international online retailers. Receive the Visa foreign exchange rate, with no additional fees or charges.
  • Enjoy complimentary 24/7 Concierge Services to assist with organising flights, tickets to events and more.
  • No cap on how many Qantas Points you can earn.
  • Be protected with Overseas Travel Insurance for you, your spouse and any dependent children, Extended Warranty Insurance on your purchases, and Interstate Flight Inconvenience Insurance.
  • Minimum Annual Income: $70,000 per year
Annual Fee
$149
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
0%
Macquarie Platinum with Qantas Points
Macquarie Platinum with Qantas Points
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point on up to $1,000 spend per statement period, then 0.5 Qantas Points for the remainder of that statement period
+1
Earn an additional 1 Qantas Point on selected Qantas products and services.
Main Card Highlights
  • No international purchase fees when you shop overseas or with international online retailers. Receive the Visa foreign exchange rate, with no additional fees or charges.
  • Enjoy complimentary 24/7 Concierge Services to assist with organising flights, tickets to events and more.
  • Be protected with Overseas Travel Insurance for you, your spouse and any dependent children, Extended Warranty Insurance on your purchases, and Interstate Flight Inconvenience Insurance.
  • Minimum Annual Income: $50,000 per year
Annual Fee
$99
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
0%

NAB

NAB offers two personal cards and one business card that earns Qantas Points on spend.

NAB Qantas Rewards Signature Card
NAB Qantas Rewards Signature Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point per $1 up to $5,000 & 0.5 Qantas Points per $1 from $5,000 to $20,000.
Main Card Highlights
  • Access to complimentary insurances including international travel insurance.
  • Your own 24 hours, 7 days a week personal assistant for travel and lifestyle services with NAB Concierge Service.
Annual Fee
Reduced $295 fee the first year, then $395 annually
Authorized User Fee
N/A
Currency Conversion Fee
3%
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X/$3
Earn 2 Qantas Points per $3 for the first $3,000 of everyday purchases on your Visa Card
1X/$3
Earn 1 Qantas Point per $3 for the next $3,000 ($3,001 - $6,000) of everyday purchases on your Visa Card
+1
Earn an 1 bonus Qantas Point for every dollar on eligible Qantas services
Main Card Highlights
  • Free Qantas Frequent Flyer membership (a saving of $99.50)
  • Redeem Rewards for award flights, products and vouchers from the Qantas store
  • Complimentary indusrances for domestic, interstate and international travel to keep you safe at your destination.
  • Add an additional cardholder at no extra cost.
  • Discover hundreds of deals, discounts and privileges with Visa Premium Access.
Annual Fee
$250
Authorized User Fee
$0 for the first card
Currency Conversion Fee
3%
NAB Qantas Business Signature Card
NAB Qantas Business Signature Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X/$1.50
Earn 1 Qantas Point for every AU$1.50 you spend on everyday business purchases.
Main Card Highlights
  • Earn Qantas Points on up to $50,000 in spend per statement period.
  • Payments you make to the Australian Taxation Office will earn you Qantas Points at the same rate as regular everyday business purchases.
  • Special travel and retail privileges, created by Visa for business
  • Have full control over business spending
Annual Fee
$295
Authorized User Fee
$295 per card
Currency Conversion Fee
3%

Qantas Money

Qantas offers three credit cards that earn Qantas Points. If you're looking for the ultimate benefits, the Qantas Premier Titanium Card offers it all including high earning rates, discounts on flights, bonus status credits, lounge invitations, and much more.

Qantas Premier Titanium Card
Qantas Premier Titanium Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 Qantas Points per dollar on International Spend
1.25X
Earn 1.25 Qantas Points per dollar on Domestic Spend (up to AU$12,500 per statement period)
+2
Earn 2 Additional Qantas Points per dollar on Qantas Spend
Main Card Highlights
  • 10% Discount on the base fare of eligible Qantas flights for up to 2 travellers twice a year
  • Share the Qantas Premier Titanium experience with two complimentary Qantas First Lounge Invitations and two additional Lounge Invitations, per year
  • 20% Bonus Status Credits on eligible flights purchased on your card
  • The potential to earn uncapped Qantas Points each time you use your Qantas Premier Titanium credit card on eligible spend both at home and abroad.
  • When you travel overseas, Qantas Premier Titanium offers more reassurance with cover such as medical emergency, travel cancellation, purchase protection and 180 days of coverage.
Annual Fee
$1,200
Authorized User Fee
$25
Currency Conversion Fee
3%
Qantas Premier Platinum
Qantas Premier Platinum
Intro Bonus
View Issuer's Website
Rewards Rate
1.5X
Earn 1.5 Qantas Point per whole AU$1 on International Spend
1X
Earn 1 Qantas Point per whole AU$1 on Domestic Spend (up to AU$10,000 per statement period, then 0.5 points per whole AU$1 spent thereafter)
+1
Earn 1 additional point per whole AU$1 on selected Qantas products and services
Main Card Highlights
  • Relax before your flight with 2 complimentary single-entry invitations every year for you to access a Qantas Club or Qantas operated International Business Lounge (excluding Los Angeles Tom Bradley Terminal International Business Lounge) when you next fly with Qantas.
  • Travel with friends and family and save up to 20% on selected Qantas and QantasLink flights within Australia for you and up to 8 companions, once every year, booked directly through your Qantas Premier Concierge.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Shopping Rewards Store and Qantas Wine purchases – and more.
  • Get peace of mind with complimentary travel insurance, including emergency medical, cancellations, baggage, delays and more.
Annual Fee
$225 the first year, then $299 annually
Authorized User Fee
$50
Currency Conversion Fee
3%
Qantas Premier Everyday
Qantas Premier Everyday
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point per whole AU$1 equivalent on International Spend
0.75X
Earn 0.75 Qantas Points per whole AU$1 on Domestic Spend (up to and including $3,000 per statement period, then 0.4 points per whole AU$1 thereafter)
+1
Earn 1 additional point per whole AU$1 on Qantas Spend
Main Card Highlights
  • Get peace of mind with complimentary travel insurance, including emergency medical, cancellations, baggage, delays and more
  • Dedicated to Primary Cardholders, our concierge service is just a phone call away, any time you need assistance
  • Enjoy 6 months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas epiQure purchases
Annual Fee
$49
Authorized User Fee
$25 per additional cardholder, per year.
Currency Conversion Fee
3%

Qudos Bank

Qudos Bank offers one Qantas credit card that earns Qantas Points on everyday purchases.

Qudos Bank Visa Platinum Credit Card
Qudos Bank Visa Platinum Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Qantas Point for every $1 on up to $2,500 spent per calendar month, then 0.5X thereafter.
+1
Earn 1 extra Qantas Point per $1 spent on selected Qantas products and services
Main Card Highlights
  • Complimentary Qantas Frequent Flyer membership
  • Complimentary overseas travel insurance (Terms, conditions, limits and exclusions apply.)
  • Up to 55 interest free days on purchases
  • Free additional cardholder
Annual Fee
$249
Authorized User Fee
$0

Westpac

Westpac offers two personal cards and one business card that earns Qantas Points.

Westpac Altitude Qantas Black
Westpac Altitude Qantas Black
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Qantas Points per $1 spent on eligible purchases
Main Card Highlights
  • Relax before you fly with 2 complimentary Qantas Club airport lounge passes each year.
  • Shop and travel with confidence with complimentary cover for domestic and overseas travel and extended warranty
  • Uncapped earnings on Qantas Points.
Annual Fee
$250, plus $50 Annual Altitude Qantas program fee
Authorized User Fee
$0
Currency Conversion Fee
3%
WestPac Altitude Qantas Platinum
WestPac Altitude Qantas Platinum
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Qantas Points per $1 spent on eligible purchases
Main Card Highlights
  • Shop and travel with confidence with complimentary cover for domestic and overseas travel and extended warranty
  • Westpac Extras includes personalised cashback offers sent directly to your email. Simply use your card as normal and we’ll automatically credit your account.
  • Add a second cardholder (16 years or older) at no extra cost
  • On top of Apple Pay, Samsung Pay and Google Pay, you can use the Instant Digital Card from the moment your account is opened. No need to wait for a physical card.
Annual Fee
$150, plus $50 Annual Altitude Qantas program fee
Authorized User Fee
$0
Currency Conversion Fee
3%
WestPac BusinessChoice Rewards Platinum Mastercard
WestPac BusinessChoice Rewards Platinum Mastercard
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X/$1.50
Earn 0.75 Qantas Point for every $1.50 you spend on eligible business purchases.
0.5X/$1.50
Earn 0.5 Qantas Points for every $1.50 you spend on government payments.
Main Card Highlights
  • Individual card credit limits from $1,000 on up to 99 cards for each account to keep track of each card's activities.
  • Up to 55 interest free days on purchases when you pay off your Closing Balance in full by the due date shown on your statement each month.
  • Qantas Points earned by your business can be transferred to any Qantas Frequent Flyer account giving you more flexibility to choose how to use your rewards including flights, upgrades and over 3,000 items in the Qantas store.
  • Qantas Business Rewards program one-off joining fee waived (saving you $89.50) for new Westpac BusinessChoice Rewards Platinum Mastercard cardholders.
  • Travel knowing that you, your family, your business and your possessions may be covered against injury, loss, theft or damage
Annual Fee
$150
Authorized User Fee
$150 per card
Currency Conversion Fee
3%

Earn Qantas Points with Partner Credit Cards

In addition to using any of the credit cards listed above, you can also earn Qantas Points by using credit cards offered by transfer partners. You can use these credit cards to build up your rewards and then transfer your earned rewards directly to your Qantas Frequent Flyer account.

Qantas has 7 transfer partners which are:

  • ALL - Accor Live Limitless (1:1)
  • American Express Membership Rewards (2:1)
  • Choice Hotels (5:1)
  • Hilton Honors (50:3)
  • World of Hyatt (2.5:1.2)
  • IHG Rewards Club (5:1)
  • Marriott Bonvoy (3:1)

Out of these programs, the best (and really only) option is the American Express Membership Rewards program. If you own the The Platinum Card, you'll be able to transfer Membership Rewards Points directly to your Qantas Frequent Flyer account at a 2:1 ratio.

This means that 2,000 Membership Rewards Points will equal 1,000 Qantas Points when transferred. If you're already heavily invested in the Membership Rewards program and you're looking for a luxury travel card, The Platinum Card is a great option.

Enter how much you spend monthly or yearly across different categories in our calculator and get a list of credit cards best suited for you.
Put together your favorite credit cards and calculate the cash value of the entire combo. Mix and match cards from different issuers and programs!

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