Macquarie Black Card Calculator w/ Qantas Rewards

Card Details & Qantas Points Calculator
2x/1.5x Qantas
1x/0.5x Everything Else
No Foreign Transaction Fee
Travel and Purchase Coverage

Qantas Points Calculator for the Macquarie Black Card. Calculate total points and cash value of card. Compare against other top travel cards.

Bonus Categories

The Macquarie Black Card with Qantas Rewards features one bonus category which is Qantas. General spending on the card is capped at $4,000 per statement period in which you'll earn points at a lower amount for the remainder of the statement once that cap is hit. There's no limit to the amount of Qantas Points you can earn with the card overall.

  • 2x/1.5x Qantas
    • You will earn +1 additional point per $1 spent on Qantas products and services in Australia.
    • The +1 additional point is in addition to the non-category rate which can be 1x or 0.5x depending on whether or not you've hit the statement cap.
  • 1x/0.5x Everything Else
    • You will earn 1 Qantas Point per $1 spent on the first $4,000 spent per statement period.
    • You will earn 0.5 Qantas Points per $1 spent on all purchases over $4,000 made during the statement period.

Perks & Benefits

The Macquarie Black Card with Qantas Rewards offers travel and purchase coverage.

  • Travel & Purchase Coverage
    • Overseas Travel Insurance
      • Travel Cancellation Cover
      • Medical Emergency Expenses Cover
      • Delay Cover
      • Special Event Cover
      • Resumption of Journey Cover
      • Baggage, Money, and Documents Cover
      • Personal Liability Cover
      • Accidental Loss of Life Cover
      • Loss of Income
      • Mugging
      • Domestic Pets
      • Hijack Cover
    • Interstate Flight Inconvenience Insurance
      • Delays
      • Loss or Damage to Personal Items
      • Funeral Expenses as a Result of Accidental Death
      • Cancellation of Domestic Travel Arrangements
    • Purchase Security Insurance
    • Extended Warranty Insurance
    • Transport Accident Insurance
    • Global Hire Car Excess Waiver Cover

Sign Up Bonus (SUB)

The sign up bonus for the Macquarie Black Card with Qantas Rewards is 20,000 bonus Qantas Points after you spend $2,000 on the card within the first 60 days of approval.

Fees & Income Requirements

Annual Fee

The annual fee for the Macquarie Black Card with Qantas Rewards is $149.

Authorized User Fee

There is no fee to add up to 4 additional cardholders to the Macquarie Black Card with Qantas Rewards. Additional cards after the first four will cost you $10 per additional cardholder. I recommend adding family and friends to help build up your Qantas Points.

Foreign Transaction Fee

The Macquarie Black Card with Qantas Rewards does not have a foreign transaction fee. Foreign charges will receive the Visa foreign exchange rate, with no additional fees or charges.

Income Requirements

The Macquarie Black Card with Qantas Rewards requires a minimum taxable income of $70,000 annually.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using Cashrewards. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
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Annual Fee
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Cash Bonuses
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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