Westpac Altitude Black Credit Card Calculator w/ Qantas Points

Card Details & Qantas Points Calculator
0.5x All Purchases
Travel and Purchase Insurance

Qantas Points Calculator for the Westpac Altitude Platinum Card. Calculate total points and card value based on spend, benefits, and fees. Compare!

Bonus Categories

The Westpac Altitude Platinum Credit Card (Qantas) does not have any bonus categories, but you will earn an additional bonus Qantas Point per $1 spent with Qantas. There is no limit to the amount of bonus points you can earn spending with Qantas and no limit to the amount of Qantas Points you can earn running spend through the card overall.

  • 1.5x Qantas
    • You will earn +1 additional point on top of the base rate when spending on selected Qantas products and services in Australia for a total 1.5 points per $1 spent.
    • This includes the following purchased directly from Qantas:
      • Qantas Passenger Flights (QF Flight Number)
      • Qantas Frequent Flyer Membership & Fees
      • Qantas Club Membership & Fees
  • 0.5x Everything Else

Perks & Benefits

The Qantas Westpac Altitude Platinum Credit Card comes with travel and purchase insurance.

  • Qantas Frequent Flyer Membership
  • Travel & Purchase Insurance
    • Overseas Travel Insurance
      • Medical and Hospital Expenses Incurred
      • Loss or Damage to Personal Goods
      • Unexpected Cancellation of Travel Arrangements and Other Unexpected Expenses
      • Resumption of Journey Following the Death of a Relative
      • Special Event
      • Rental Vehicle Excess
      • Travel Delay
      • Funeral Expenses
      • Accidental Death
      • Legal Liability
      • Loss of Income
      • Domestic Pets Boarding
      • Assault Requiring Hospitalization
      • Hijack and Detention
      • Kidnap and Ransom
    • Purchase Security Insurance
    • Extended Warranty Insurance

Overseas travel insurance offered on this card lasts for up to three months.

Sign Up Bonus (SUB)

The Westpac Altitude Platinum Credit Card has a sign up bonus of 60,000 bonus Qantas Points when you spend $3,000 in eligible purchases on the card within 90 days. This card also offers 0% on balance transfers for 18 months.

Fees & Income Requirements

Annual Fee

The annual fee for the Westpac Altitude Platinum Credit Card (Qantas) is $99 the first, then $150 thereafter. You'll also have to pay a $50 Qantas Rewards Fee, which is also waived the first year. Overall, this card costs $200 total from the second year onward.

Authorized User Fee

You can add an additional user to the Westpac Altitude Platinum Credit Card (Qantas) for no extra fee. I recommend adding an additional user so that you can earn Qantas Points faster.

Foreign Transaction Fee

The foreign transaction fee for the Westpac Altitude Platinum Credit Card (Qantas) is 3%.

Income Requirements


and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using Cashrewards. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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