Westpac BusinessChoice Rewards Platinum Mastercard Calculator (Qantas)

Card Details & Qantas Points Calculator
0.5x/$1.50 Gov't Payments
0.75x/$1.50 Everything Else
Travel & Purchase Insurance

Qantas Points Calculator for the Westpac BusinessChoice Rewards Platinum Mastercard. Calculate total points and card value. Compare to top cards.

Bonus Categories

The Westpac BusinessChoice Rewards Platinum Mastercard (Qantas) earns points at a flat rate and does not have any bonus categories. You'll earn at a flat rate of 0.75 Qantas Points per $1.50 you spend on the card with the exception of government purchases which will only earn you 0.5 Qantas Points per $1.50. There's no limit to the amount of Qantas Points you can earn with the card.

  • 0.5x/$1.50 Gov't Purchases
    • This is the same as 0.33 Qantas Points per $1 spent.
  • 0.75x/$1.50 Everything Else
    • This is the same as 0.5 Qantas Points per $1 spent.

Perks & Benefits

The Westpac BusinessChoice Rewards Platinum Mastercard (Qantas) comes with complimentary Qantas Business Rewards membership and great travel insurance.

  • Complimentary Qantas Business Rewards Program
    • Program membership normally costs $89.50.
  • Travel and Purchase Insurance
    • Overseas Travel Insurance
      • Medical and Hospital Expenses Incurred Overseas
      • Loss or Damage to Personal Goods/Business Items
      • Unexpected Cancellation of Travel Arrangements and Other Unexpected Expenses
      • Resumption of Journey Following the Death of a Relative
      • Special Events
      • Rental Vehicle Excess
      • Travel Delay
      • Funeral Expenses
      • Accidental Death
      • Legal Liability
      • Loss of Income
      • Domestic Pets Boarding
      • Assault Requiring Hospitalization
      • Hijack and Detention
      • Kidnap and Ransom
      • Replacement Representative
    • Interstate Flight Inconvenience Insurance
      • Flight Delay
      • Missed Connection
      • Luggage Delay
      • Loss or Damage to Personal Items
      • Funeral Expenses as a Result of Accidental Death
      • Cancellation of Domestic Travel Arrangements
      • Replacement Representative
      • Rental Vehicle Insurance Excess Cover
    • Business Inconvenience Insurance
      • Business Premises Invasion
      • Recruitment Expenses
      • Temporary Replacement Employee Expenses
    • Accountholder's Unauthorized Transaction Insurance
    • Transit Accident Insurance
    • Purchase Security Insurance
    • Extended Warranty Insurance
    • Price Guarantee Cover

Sign Up Bonus (SUB)

The Westpac BusinessChoice Rewards Platinum Mastercard (Qantas) does not have a sign up bonus.

Fees & Income Requirements

Annual Fee

The annual fee for the Westpac BusinessChoice Rewards Platinum Mastercard (Qantas) is $150.

Authorized User Fee

The cost to add additional cards to the Westpac BusinessChoice Rewards Platinum Mastercard (Qantas) is $150 for each card.

Foreign Transaction Fee

The foreign transaction fee for the Westpac BusinessChoice Rewards Platinum Mastercard (Qantas) is 3% of the Australia dollar value of the transaction.

Income Requirements


and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using Cashrewards. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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