Velocity Credit Cards - Calculate Points & Compare Cards

Velocity Points Calculators for calculating earnings with credit cards that can earn Virgin Australia Velocity Points. Compare top cards side by side.

Virgin Australia is an Australia-based airline headquartered out of South Bank, Queensland. They serve more than 30 cities in Australia and fly to over 40 destinations overall. Virgin Australia is not part of any alliance, but they do codeshare with a little over 10 airlines.

Virgin Australia Hubs

  • Brisbane Airport
  • Melbourne Airport
  • Sydney Airport

Virgin Australia Velocity Credit Cards

Velocity Points can be earned running spend through credit cards offered by several major banks. Finding out which card is best will depend on the type of benefits you're looking for and your spend habits.

The Velocity Point-earning credit cards listed below are broken up by bank so that you can easily find the card you're looking for and calculate rewards (if applicable).

American Express

American Express offers three Velocity credit cards consisting of two personal cards and one business card.

The American Express Velocity Platinum Card
The American Express Velocity Platinum Card
Intro Bonus
View Issuer's Website
Rewards Rate
1.25X
Earn 1.25 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent
+1
Earn 1 additional Velocity Point per $1 spent with Virgin Australia
Main Card Highlights
  • Complimentary Virgin Australia return Economy domestic flight between selected cities each anniversary year
  • Two complimentary single entry passes to the domestic Virgin Australia lounge each anniversary year at selected airports
  • Two complimentary entries per year to the American Express Lounge, located at Sydney International Airport or Melbourne International Airport
  • Receive 100 Velocity Status Credits, when you spend a minimum of $50,000 within your Card Membership year.
  • Plan It Instalments offers a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee
  • Complimentary domestic and international travel insurance when you pay for eligible travel with your Card
Annual Fee
$375
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
The American Express Velocity Escape Card
The American Express Velocity Escape Card
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent
+1
Earn 1 additional Velocity Point per $1 spent with Virgin Australia
Main Card Highlights
  • $0 annual Card fee for up to 4 Additional Cards so you can earn more Velocity Points
  • Plan It Instalments offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
Annual Fee
$0
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
American Express® Velocity Business Card
American Express® Velocity Business Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 points per $1 spent on Virgin Australia services
1X
Earn 1 point per $1 spent on other purchases
Main Card Highlights
  • Enjoy two complimentary single entry passes to the Virgin Australia Lounge at selected domestic airports every year
  • No pre-set spending limits and up to 51 days to pay for purchases
  • Complimentary domestic and international travel insurance when you pay for eligible travel with your Card
Annual Fee
$249
Authorized User Fee
$99 (Up to 99 Cards)
Currency Conversion Fee
3%

BOQ

BOQ offers two credit cards that can earn Velocity Points or Qantas Points. Do note that these cards are only available to Medical, Dental, Veterinary and Accounting Professionals as well as students and graduates to do with these professions.

BOQ Specialist Signature credit card
BOQ Specialist Signature credit card
Intro Bonus
View Issuer's Website
Rewards Rate
1.5X
Earn 1.5 Velocity Points for every $1 spent on eligible international purchases
1X
Earn 1 Velocity Point for every $1 spent on eligible purchases in Australia up to 10 000 points per month and 0.5 points per $1 thereafter
Main Card Highlights
  • Earn uncapped Velocity Frequent Flyer points on Eligible Transactions.
  • Up to 90 days of extensive international travel insurance
  • Global airport lounge access with Priority Pass
  • Access to Visa Luxury Hotel Collection
  • *Available for Medical, Dental, Veterinary and Accounting Professionals only.
Annual Fee
$400
Authorized User Fee
$0
Currency Conversion Fee
3.2%
BOQ Specialist Platinum credit card
BOQ Specialist Platinum credit card
Intro Bonus
View Issuer's Website
Rewards Rate
1X/$1
Earn 1 Velocity Point for every $1 spent on eligible international purchases
1X/$2
Earn 1 Velocity Point for every $2 spent on eligible purchases in Australia
Main Card Highlights
  • Earn uncapped Velocity Frequent Flyer points on Eligible Transactions.
  • Up to 90 days of extensive international travel insurance
Annual Fee
$150
Authorized User Fee
$0
Currency Conversion Fee
3.2%

Virgin Money

Virgin Australia Velocity High Flyer Card
Virgin Australia Velocity High Flyer Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Velocity Point per $1 on up to $8,000 spent during the statement period.
0.5X
Earn 0.5 Velocity Points per $1 after spending $8,000 or more during the statement period.
Main Card Highlights
  • You are eligible to request and enjoy a $129 Virgin Australia Gift Voucher. This will be provided as a Virgin Australia Travel Bank credit each anniversary year. Spend criteria and T&Cs apply.
  • Receive two complimentary Single-Entry Virgin Australia domestic Lounge passes, each year.
  • Enjoy 0% p.a. for 12 months on balance transfers. Reverts to cash advance rate. No interest free days apply to purchases while you have a balance transfer.
Annual Fee
$289
Authorized User Fee
$89
Virgin Australia Velocity Flyer Card
Virgin Australia Velocity Flyer Card
Intro Bonus
View Issuer's Website
Rewards Rate
0.66X
Earn 0.66 Velocity Points per $1 on up to $1,500 spent during the statement period.
0.5X
Earn 0.5 Velocity Points per $1 after spending $1,500 or more during the statement period.
Main Card Highlights
  • You are eligible to request and enjoy a $129 Virgin Australia Gift Voucher. This will be provided as a Virgin Australia Travel Bank credit each anniversary year. Spend criteria and T&Cs apply.
  • Enjoy 0% p.a. for 20 months on balance transfers. Reverts to cash advance rate. No interest free days apply to purchases while you have a balance transfer.
Annual Fee
$0 in the first year, and $129 after that
Authorized User Fee
$39

Westpac

Westpac Altitude Black Credit Card with Velocity Points
Westpac Altitude Black Credit Card with Velocity Points
Intro Bonus
View Issuer's Website
Rewards Rate
0.75X
Earn 0.75 Velocity Points per $1 spent on all purchases, uncapped.
Main Card Highlights
  • Two complimentary single-entry Virgin Australia domestic lounge passes each year
  • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)
  • Complimentary overseas travel insurance, purchase security insurance and extended warranty insurance
  • Personal Concierge Service lets you browse and book experiences online
Annual Fee
$250, plus $50 Annual Altitude Qantas program fee
Authorized User Fee
$0
Currency Conversion Fee
3%
Westpac Altitude Platinum Credit Card with Velocity Points
Westpac Altitude Platinum Credit Card with Velocity Points
Intro Bonus
View Issuer's Website
Rewards Rate
0.5X
Earn 0.5 Velocity Points per $1 spent on all eligible purchases
Main Card Highlights
  • $99 reduced first year annual fee ($150 thereafter), plus a $50 annual Velocity Rewards Fee
  • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)
  • Complimentary overseas travel insurance, purchase security insurance and extended warranty insurance
Annual Fee
$150, plus $50 Annual Altitude Qantas program fee
Authorized User Fee
$0
Currency Conversion Fee
3%

Earning Velocity Points with AU Credit Cards

Outside of using Velocity credit cards, you can also earn points by using credit cards offered by transfer partners. This means you can use transfer partner credit cards to build up points and then transfer those earned points directly to your Velocity account. This provides a great alternative to building points and opens up a bunch of additional opportunities to earn points across other popular bonus categories.

Velocity has 15 transfer partners which are:

Several of these partners offer credit cards that you can use to build points transferable to Velocity. If you want to maximize your rewards, I recommend checking out each transfer partner to see if they have credit cards that would fit your spending and if they offer benefits that cater to what you want in a rewards card.

Enter how much you spend monthly or yearly across different categories in our calculator and get a list of credit cards best suited for you.
Put together your favorite credit cards and calculate the cash value of the entire combo. Mix and match cards from different issuers and programs!
Updated 2021-06-06 By Robert Flowers III

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