BOQ Platinum Visa Credit Card Calculator

Card Details & Q Rewards Points Calculator
2x All Purchases
Travel & Purchase Insurance

Q Rewards Points Calculator for the BOQ Platinum Visa Card. Calculate total points and card value based on spend, benefits, and fees. Compare!

Bonus Categories

The BOQ Platinum Visa Credit Card does not feature any bonus categories. You will earn Q Rewards Points at a rate of 2 points per $1 spent on eligible purchases. There's no limit to the amount of points you can earn at this rate with the card.

  • 2x All Purchases

Perks & Benefits

The BOQ Platinum Visa Credit Card comes with complimentary insurance for travel and purchases.

  • Up To 55 Interest Free Days
  • Travel & Purchase Protection
    • International Travel Insurance
      • Overseas Emergency Assistance
      • Overseas Emergency Medical
      • Hospital Cash Allowance
      • Accidental Death
      • Funeral Expenses
      • Loss of Income
      • Trip Cancellation
      • Resumption of Journey
      • Travel Delay Expenses
      • Alternative Transport
      • Luggage Delay
      • Travel Documents/Transaction Cards/Travellers Cheques
      • Rental Vehicle Excess
      • Personal Liability
    • Interstate Flight Inconvenience Insurance
      • Trip Cancellation
      • Flight Delay
      • Missed Connection
      • Luggage Delay
      • Luggage
      • Funeral Expenses
      • Rental Vehicle Excess
    • Transit Accident Insurance
    • Purchase Cover Insurance
    • Extended Warranty Insurance
    • Guaranteed Pricing Scheme

Sign Up Bonus (SUB)

The sign up bonus for the BOQ Platinum Visa Credit Card is 80,000 bonus Q Rewards Points after spending $3,000 in the first 2 months of card approval on eligible transactions. The card also offers 0% p.a. on balance transfers for 14 months.

Fees & Income Requirements

Annual Fee

The annual fee for the BOQ Platinum Visa Credit Card is $64.50 the first year (half off), then $129 thereafter.

Authorized User Fee

There's no fee to add additional users to the BOQ Platinum Visa Credit Card. I recommend adding additional users to help build your points faster.

Foreign Transaction Fee

The foreign transaction fee for the BOQ Platinum Visa Credit Card is 3.4%.

Income Requirements

A taxable income of $35,000 per year or more is required for the BOQ Platinum Visa Credit Card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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