AMEX Platinum Card Calculator

Card Details & AMEX Points Calculator
2.25x All Purchases
$450 Annual Travel Credit
AMEX Global Lounge Collection
Fine Hotels & Resorts
Hotel Elite Status w/ Multiple Chains
Car Rental Benefits
AMEX Cruise Benefits
Travel & Purchase Protection

AMEX Points Calculator for the American Express Platinum Card (AU). Calculate total points and cash value based on spend. Compare to top cards.

Bonus Categories

The AMEX Platinum Card does not feature any bonus categories. You'll earn Membership Rewards Points at a flat rate of 2.25 points per $1 spent on all purchases with the exception of spending at government bodies in which you'll earn 1 point per $1 spent. There's no limit to the amount of points you can earn spending on the AMEX Platinum Card.

  • 2.25x All Purchases
    • Purchases made with government bodies in Australia will earn you 1x.
    • Government bodies in Australia includes:
      • Australian Taxation Office
      • Australia Postal Corporation
      • Federal/State and Local Government Bodies

Perks & Benefits

The AMEX Platinum is a premium travel card, so it's packed with benefits including an annual travel credit, lounge access, access to the Fine Hotels & Resorts program, and exceptional travel and purchase coverage.

  • $450 Annual Travel Credit
    • Receive an annual travel credit that is redeemable towards flights, hotels, car hire, and experiences.
    • Credit is redeemable through the Platinum Travel Service or the American Express Travel portal.
  • American Express Global Lounge Collection
    • The Centurion Lounge
    • International American Express Lounges
    • Priority Pass Lounges
    • Plaza Premium Lounges
    • Delta Sky Club Lounges (when flying Delta)
    • Virgin Australia Domestic Lounges (when flying Virgin Australia)
  • Fine Hotels & Resorts
    • Book through the Fine Hotels & Resorts portal and receive complimentary benefits at 5-star hotels worldwide.
    • Benefits include:
      • Guaranteed 4pm Late Check-Out
      • Room Upgrade (if available)
      • Daily Breakfast For Two
      • Special Amentity (such as US$100 food credit or massage for two)
  • The Hotel Collection
    • Booking two consecutive night stays at hotels through The Hotel Collection grants you:
      • Room upgrade at check-in, when available
      • A US$100 hotel credit for amenities like dining, spa, and other leisure facilities
  • Hotel Elite Status
    • Hilton Honors Gold Status
    • Marriott Bonvoy Gold Status
    • Radisson Rewards Gold Status
    • Shangri-La Golden Circle Jade Membership
    • Accor Plus Membership
      • Accor Silver Status w/ Additional Savings & Benefits
  • International Airline Program
  • AMEX Cruise Benefits
  • Car Rental Status
    • Hertz Gold Plus Rewards
    • Avis Preferred
  • Luxury Rail Benefits
    • Venice Simplon-Orient-Express (Europe)
    • Belmond Grand Hibernian (Ireland)
    • Belmond Royal Scotsman (Scotland)
    • Eastern & Oriental Express (Southwest Asia)
  • Global Dining Collection
  • Magazine Subscriptions
    • Australian Financial Review
    • Departures Magazine
  • Langton's Benefits
  • American Express Benefits
    • AMEX Offers
    • American Express Experiences
    • American Express Experiences Shopping
    • Special RSVP Events (Platinum Card Only)
  • No Pre-Set Spending Limit (NPSL)
  • Transfer Points To Partners
    • Partners include:
      • Virgin Australia Velocity Frequent Flyer
      • Emirates Skywards
      • Etihad Guest
      • Virgin Atlantic Flying Club
      • Singapore KrisFlyer
      • Air New Zealand Airpoints
      • THAI Royal Orchid Plus
      • Malaysia Airlines Enrich
      • Cathay Pacific Asia Miles
      • Qantas Frequent Flyer
      • Hilton Honors
      • Marriott Bonvoy
  • Travel and Purchase Insurance
    • Travel Inconvenience Cover
    • Medical Emergency Expenses Cover
    • Baggage, Money, and Documents Cover
    • Travel Cancellation Cover
    • Rental Car Loss Damage Waiver Cover
    • Transport Accident Cover
    • Smartphone Screen Insurance
      • Must use your AMEX Platinum Card to pay for the phone outright or monthly bill.
    • Purchase Protection
    • Refund Protection

Sign Up Bonus (SUB)

The sign up bonus for the AMEX Platinum Card is 80,000 Membership Rewards Points when you run $3,000 in spend across the card within the first 3 months of card membership.

Fees & Income Requirements

Annual Fee

The annual fee for the AMEX Platinum Card is $1,450. While the $450 annual credit does knock this down a bit, you'll have to focus on the value you can obtain from all the card benefits offere with this card. This includes the benefits that authorized users will receive as well if you decide to add them. If you fully utalize this card, it can be well worth the fee.

Authorized User Fee

You can add up to 4 additional Platinum Cards to your AMEX Platinum account at no extra cost. Additional Platinum Card users gain access to a lot of the benefits listed above including lounge access, hotel elite status, and travel insurance. Adding them will greatly increase the value you can get out of the AMEX Platinum Card.

Foreign Transaction Fee

The AMEX Platinum Card has a currency conversion fee of 3% of the converted amount.

Income Requirements

The AMEX Platinum Card requires an annual income of $100,000 or more.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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