The American Express® Platinum Edge Credit Card - Rewards Calculator

Review the benefits of the American Express Platinum Edge Credit Card. Calculate AMEX Points and the card value based on spend, benefits, and fees.

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Issuing Bank
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Rewards Earned
Annual Fee
Authorized User Fee
Currency Conversion Fee
Income Requirements

Rewards Rate Details

The American Express® Platinum Edge Credit Card features three bonus categories which are supermarkets in Australia, petrol stations in Australia, and foreign currency/transaction purchases. There's no limit to the amount of bonus points you can earn spending in these categories and no limit to the amount of points you can earn with the card overall.

3x Supermarkets
- You'll earn 3x when shopping at the following major supermarkets in Australia:
  - Bi-Lo
  - Coles
  - Fishers
  - Food For Less
  - Fresh Provisions
  - Harris Farm Markets
  - IGA
  - Marco Wholefoods
  - Safeway
  - Supabarn
  - Thomas Dux
  - Woolworths
3x Petrol Stations
- You'll earn 3x when spending at the following major petrol stations in Australia:
  - Ampol
  - BP
  - Caltex Woolworths
  - Gull
  - Metro
  - Peak
  - Safeway Petrol
  - Shell
  - United
  - Woolworths Petrol
  - 7 Eleven
2x Foreign Spending
- This includes purchases made in a foreign currency, overseas, and online.
1x Non-Category

Perks & Benefits

The American Express® Platinum Edge Credit Card offers an annual travel credit as well as great travel and purchase insurance.

$200 Annual Travel Credit
- Receive an annual travel credit of $200 redeemable on the American Express Travel portal towards flights, hotels, car hire, and experiences.
Transfer Points To Partners
- Partners include:
  - Virgin Australia Velocity Frequent Flyer
  - Emirates Skywards
  - Etihad Guest
  - Virgin Atlantic Flying Club
  - Singapore KrisFlyer
  - Air New Zealand Airpoints
  - THAI Royal Orchid Plus
  - Malaysia Airlines Enrich
  - Cathay Pacific Asia Miles
  - Hilton Honors
American Express Benefits
- AMEX Offers
- American Express Experiences
- Entertainment Lounge Access
  - Qudos Bank Arena Sydney
  - First State Super Theatre Sydney
  - Brisbane Entertainment Centre
Travel & Purchase Coverage
- Overseas Medical Emergency Expenses Cover
- Personal Liability Cover
- Travel Cancellation Cover
- Travel Inconvenience Cover
- Loss/Damage Cover For Baggage, Money, & Documents
- Buyer's Advantage
- Purchase Protection
- Refund Protection
- Fraud Protection Guarantee
- Emergency Card Replacement

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.

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FEE Annual Fee

The annual fee of the selected credit card.

AU Auth Fee

The fee to add authorized users (supplementary cards).

$ 0

SUB Sign Up Bonus

If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).

EV Extra Cash Value

Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.

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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.

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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.

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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.

Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.

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Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.

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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.

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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.

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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.

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Value:

Return:

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Value:

Return:

American Express® Platinum Edge Credit Card

View Website Rewards Calculator

Intro Bonus

View Issuer's Website

Rewards Rate

Earn 3 points per $1 spent at major supermarkets and petrol stations

Earn 2 points per $1 spent at on purchases in a foreign currency when overseas and online

Earn 1 point per $1 spent at on all other purchases

Show Details

Main Card Highlights

Receive $200 to spend on eligible domestic and international flights, hotels, car hire or unique experiences with American Express Travel
Cover for smartphone screen repairs up to $500 when you pay for your phone outright or monthly bill with your American Express Platinum Edge Credit Card
Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee
Complimentary domestic and international travel insurance for you, your partner and your dependent children under the age of 22 when you pay for your return trip on your American Express® Platinum Edge Credit Card.

Annual Fee

$195

Authorized User Fee

$0 (Up to 4)

Currency Conversion Fee