Westpac Altitude Black Card Calculator

Card Details & Altitude Points Calculator
6x Qantas
6x Jetstar
6x Singapore Airlines
6x Emirates
2x Uber
2x Uber Eats
2x Spotify Premium
2x Airbnb
2x David Jones
2x Myer
1.25x Everything Else
Priority Pass Membership
Travel & Purchase Insurance

Altitude Points Calculator for the Westpac Altitude Platinum Card. Calculate total points and cash value. Compare results against top cards.

Bonus Categories

The Westpack Altitude Black Card has 11 bonus categories. Of those categories, Qantas, Jetstar, Singapore Airlines, and Emirates (the airlines) have a bonus spend cap of $10,000 per calendar month. After that cap is hit, you'll earn at the non-category rate for the remainder of the month. There is no cap on the other bonus categories and no cap on how many Altitude Points you can earn with the card overall.

  • 6x Qantas
  • 6x Jetstar
  • 6x Singapore Airlines
  • 6x Emirates
  • 2x Uber
  • 2x Uber Eats
  • 2x Spotify Premium
  • 2x Airbnb
  • 2x David Jones
  • 2x Myer
  • 1x Everything Else

Perks & Benefits

The Westpac Altitude Black Card offers Priority Pass Membership and great travel and purchase insurance.

  • Transfer Points To Airline Partners
  • Priority Pass Membership
    • You'll receive two complimentary Priority Pass airport lounge passes each year, one of which you can share with a travel companion.
    • Additional visits after the passes have been used will cost you US$32 which is automatically charged to the Altitude Black Card.
  • Travel & Purchase Insurance
    • Overseas Travel Insurance
      • Medical and Hospital Expenses Incurred
      • Loss or Damage to Personal Goods
      • Unexpected Cancellation of Travel Arrangements and Other Unexpected Expenses
      • Resumption of Journey Following the Death of a Relative
      • Special Event
      • Rental Vehicle Excess
      • Travel Delay
      • Funeral Expenses
      • Accidental Death
      • Legal Liability
      • Loss of Income
      • Domestic Pets Boarding
      • Assault Requiring Hospitalization
      • Hijack and Detention
      • Kidnap and Ransom
    • Interstate Flight Inconvenience Insurance
      • Flight Delay
      • Luggage Delay
      • Loss or Damage to Personal Items
      • Funeral Expenses as a Result of Accidental Death
      • Cancellation of Domestic Travel Arrangements
    • Purchase Security Insurance
    • Extended Warranty Insurance
    • Price Guarantee

Sign Up Bonus (SUB)

The sign up bonus for the Westpac Altitude Black Card is 150,000 bonus Altitude Points when you spend $4,000 or more on elgible purchases within the first 90 days of new card approval. This sign up bonus has a cash value of $500 in cash back or up to $700 in e-Gift cards.

Fees & Income Requirements

Annual Fee

The annual fee for the Westpac Altitude Black Card is $250.

Authorized User Fee

There is no fee to add an additional user to the Altitude Black Card for no additional fee.

Foreign Transaction Fee

The foreign transaction fee for the Westpac Altitude Black Card is 3%.

Income Requirements

There is no listed income requirements fo the Westpac Altitude Platinum Card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using Cashrewards. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
Sign Up For Free
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads