Westpac Altitude Platinum Card Calculator

Card Details & Altitude Points Calculator
3x Qantas
3x Jetstar
2x Uber
2x Uber Eats
2x Spotify Premium
2x Airbnb
2x Overseas Purchases
1x Everything Else
Travel & Purchase Protection

Altitude Points Calculator for the Westpac Altitude Platinum Card. Calculate total points and cash value. Compare results against top cards.

Bonus Categories

The Westpac Altitude Platinum Card has seven bonus categories which are Qantas, Jetstar, Uber, Uber Eats, Spotify Premium, Airbnb, and overseas spending. Qantas and Jetstar shares a combined cap of $10,000 per month in which you'll earn at the non-category rate for the remainder of the month once this cap is hit. There is no cap on the remaining categories and no cap on the amount of Altitude Points you can earn with the card overall.

  • 3x Qantas
  • 3x Jetstar
  • 2x Uber
  • 2x Uber Eats
  • 2x Spotify Premium
  • 2x Airbnb
  • 2x Overseas Spend
  • 1x Everything Else

Perks & Benefits

The Westpac Altitude Platinum Card comes with great travel and purchase insurance.

  • Transfer Points To Airline Partners
  • Travel & Purchase Insurance
    • Overseas Travel Insurance
      • Medical and Hospital Expenses
      • Loss or Damage to Personal Goods
      • Unexpected Cancellation of Travel Arrangements and Other Unexpected Expenses
      • Resumption of Journey Following the Death of a Relative
      • Special Event
      • Rental Vehicle Excess
      • Travel Delay
      • Funeral Expenses
      • Accidental Death
      • Legal Liability
      • Loss of Income
      • Domestic Pets Boarding
      • Assault Requiring Hospitalisation
      • Hijack and Detention
      • Kidnap and Ransom
    • Transit Accident Insurance
    • Purchase Security Insurance
    • Extended Warranty Insurance

Sign Up Bonus (SUB)

The sign up bonus for the Westpac Altitude Rewards Card is 80,000 bonus Altitude Rewards Points when you spend $3,000 on purchases within the first 90 days of being approved for the card. The card also offers 0% p.a. for 18 months on balance transfers, but do not there is a 1% balance transfer fee.

Fees & Income Requirements

Annual Fee

The annual fee for the Westpac Altitude Platinum Card is $99 the first year, then $150 thereafter.

Authorized User Fee

There is no authorized user fee to add an additional cardholder (aged 16 or older) to the Westpac Altitude Platinum Card. I recommend doing this if you're trying to earn Altitude Rewards Points faster.

Foreign Transaction Fee

The foreign transaction fee for the Westpac Altitude Platinum Card is 3%.

Income Requirements

There is no listed income requirements fo the Westpac Altitude Platinum Card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Compare A Card
Family Cards
These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using Cashrewards. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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