Australia Retail & Store Rewards Credit Cards

Calculate Rewards
Calculate how many rewards you can earn in retail and store rewards programs to find out which programs are worth your time and money.
By R.Flowers III

If you love to shop, earning rewards on your spending is a no-brainer. There are several retail chains in Australia that offer co-branded credit cards which will earn you additional rewards and grant special benefits such as early access to sales, birthday gifts, discounts, and much more.

The big thing to remember about store credit cards is that they typically have high interest rates. Maintaining a balance on store credit cards will eat away at your rewards faster than you can earn them, so it's best to pay your store rewards cards in full every statement.

Flybuys Points Calculators

Flybuys points can be transferred to Velocity at a rate of 2:1. Calculate the conversion.

Flybuys is a direct transfer partner of two major Australia credit card rewards programs. Find out how you can earn additional points through point transfers and calculate the conversion.

Find out what you can redeem your Flybuys points for and calculate the average cash value of points based on redemption.

Credit Card Benefits
Coles Rewards Mastercard
Coles Rewards Mastercard
  • Earn 2 Flybuys points per $1 spent up to and including $3,000 in each statement period, then 1X thereafter.
  • As a Coles Rewards member, earn 1 additional Flybuys point per $1 spent when you scan your Flybuys Card for a total of 3 points per $1 spent using the Coles Rewards Mastercard.
  • No International Transaction Fee On Purchases.
  • Complimentary Purchase Insurance.
  • $99 annual fee.
Coles No Annual Fee Mastercard
Coles No Annual Fee Mastercard
  • Earn 1 Flybuys point per $2 spent on eligible purchases.
  • Complimentary Purchase Insurance.
  • $0 annual fee.
Coles Low Rate Mastercard
Coles Low Rate Mastercard
  • Earn 1 Flybuys point for every $2 on purchases at Coles supermarkets.
  • Complimentary Purchase Insurance.
  • $58 annual fee.
Calculate Total Rewards & Card Value Per $1 Spent For Top Australia Credit Cards
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