CommBank Ultimate Awards credit card

Benefits & CommBank Awards Points Calculator
Find out how many Awards Points you can earn with the CommBank Ultimate Awards credit card based on spend and compare side by side top cards in Australia.
Last Updated 2021-11-30

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Bonus Categories

The CommBank Ultimate Awards credit card earns at the following rates:

For any spend over $10,000 in a statement period (regardless of category), you will earn 0.5X Award Points per $1 spent for the remainder of the statement period.

Unlike the other Awards credit cards, there's no cap to how many points you can earn with the CommBank Ultimate Awards credit card during the year.

3X International Spend

The CommBank Ultimate Awards credit card earns 3 Awards Points for every $1 spent on international transactions, in-store and online.

2X Australian Supermarkets

The CommBank Ultimate Awards credit card earns 2 Awards Points for every $1 spent at major supermarkets in Australia.

2X Australian Department Stores

The CommBank Ultimate Awards credit card earns 2 Awards Points for every $1 spent at major department stores in Australia.

2X Australian Petrol Stations

The CommBank Ultimate Awards credit card earns 2 Awards Points for every $1 spent at major Petrol Stations in Australia.

1X Everything Else

The CommBank Ultimate Awards credit card earns 1 Awards Point for every $1 spent on all other purchases made with the card.

Card Benefits

The CommBank Ultimate Awards credit card features the following card benefits:

  • Waived Monthly Fee
  • No International Transaction Fees
  • International Travel Insurance
  • Mastercard Airport Experiences provided by LoungeKey
  • Up To 55 Days Interest-Free On Purchases
  • Mastercard Priceless Cities Offers & Experiences

Waived Monthly Fee

The CommBank Ultimate Awards credit card has no monthly fee if you:

  1. Spend at least $2,500 on your Ultimate Awards credit card in your statement period
  2. Choose to receive online statements

Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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