Calculate Points For The AMEX Essential Card

Membership Rewards Points Calculator
Find out how many Membership Rewards Points you can earn with the American Express Essential credit card and compare the results side by side top cards.
Last Updated 2021-11-23

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Bonus Categories

The American Express Essential® credit card earns Membership Rewards Points at a flat rate and does not feature any bonus categories. There's no limit to the amount of points you can earn with the card overall.

1.25X All Purchases

The American Express Essential credit card earns 1.25 Membership Rewards Points per $1 spent on all purchases. The only exception is government bodies in Australia which will earn you a lower rate of 1 Membership Rewards Point per $1 spent.

Card Benefits

The American Express Essential credit card features the following card benefits:

Transfer Points To Partners

As a American Express Essential credit card holder, you'll be able to transfer Membership Rewards Points to the following partners:

  • Virgin Australia Velocity Frequent Flyer
  • Emirates Skywards
  • Etihad Guest
  • Virgin Atlantic Flying Club
  • Singapore KrisFlyer
  • Air New Zealand Airpoints
  • THAI Royal Orchid Plus
  • Malaysia Airlines Enrich
  • Cathay Pacific Asia Miles

American Express Benefits

The American Express Essential credit card comes with your standard AMEX benefits including:

  • AMEX Offers
  • American Express Experiences
  • Entertainment Lounge Access at Qudos Bank Arena Sydney, First State Super Theatre Sydney, and Brisbane Entertainment Centre

Purchase Protections

The American Express Essential credit card comes with the following purchase protections:

  • Smartphone Screen Insurance
    • Must use your AMEX Essential Card to pay for the phone outright or monthly bill.
  • Buyer's Advantage
  • Purchase Protection
  • Refund Protection
  • Fraud Protection Guarantee

Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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