Calculate Points For The AMEX Explorer

Membership Rewards Points Calculator
Find out how many Membership Rewards Points you can earn with the American Express Explorer credit card and compare side by side top cards in Australia.
Last Updated 2021-11-23

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

Bonus Categories

The American Express Explorer® credit card earns Membership Rewards Points at a flat rate and does not feature any bonus categories. There's no limit to the amount of points you can earn with the AMEX Explorer Card overall.

2X All Purchases

The American Express Explorer credit card earns 2 Membership Rewards Points per $1 spent on all card purchases. The only exception is purchases with government bodies in which you'll earn 1 Membership Rewards Point per $1 spent.

Card Benefits

The American Express Explorer credit card features the following card benefits:

$400 Annual Travel Credit

The American Express Explorer credit card offers $400 in annual travel credit that is redeemable on the American Express Travel portal for flights, hotels, car hire, and experiences.

If you're able to use this entire credit, the American Express Explorer credit card will pay for itself based off the point earning rates and other benefits offered on the card.

AMEX Lounge Passes

As an American Express Explorer credit cardholder, you'll receive two passes to American Express Lounges annually. These passes can be used at Sydney International Airport (T1) or Melbourne International Airport (T2) only.

Hilton Honors Silver Status

The American Express Explorer credit card offers complimentary Hilton Honors Silver status. This comes with 20% bonus points as well as free bottled water, the ability to use Hilton's Fifth Night Free benefit, and Elite Rollover Nights.

The Hotel Collection

The American Express Explorer credit card grants access to The Hotel Collection in which you'll receive special benefits when booking a minimum two night stay through the portal. Those benefits include:

  • Room upgrade at check-in, when available
  • A US$100 hotel credit for amenities like dining, spa, and other leisure facilities

Transfer Points To Partners

Membership Rewards Points can be transferred to several travel partners. Those partners are:

  • Virgin Australia Velocity Frequent Flyer
  • Emirates Skywards
  • Etihad Guest
  • Virgin Atlantic Flying Club
  • Singapore KrisFlyer
  • Air New Zealand Airpoints
  • THAI Royal Orchid Plus
  • Malaysia Airlines Enrich
  • Cathay Pacific Asia Miles
  • Hilton Honors

American Express Benefits

The American Express Explorer credit card comes with a handful of your standard American Express benefits which includes:

  • AMEX Offers
  • American Express Experiences
  • Entertainment Lounge Access at Qudos Bank Arena Sydney, First State Super Theatre Sydney, and Brisbane Entertainment Centre

Travel & Purchase Coverage

The American Express Explorer credit card offers travel and purchase insurance. This includes, but is not limited to:

  • Medical Emergency Expenses Cover
  • Personal Liability Cover
  • Travel Cancellation Cover
  • Travel Inconvenience Cover
  • Loss/Damage Cover For Baggage, Money, & Documents
  • Smartphone Screen Insurance
    • Must use your AMEX Explorer Card to pay for the phone outright or monthly bill.
  • Buyer's Advantage
  • Purchase Protection
  • Refund Protection
  • Fraud Protection Guarantee

Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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