Australia Travel Credit Card Rewards

Calculate Travel Rewards
Calculate how many travel rewards points you can earn with Australia credit cards based on the monthly and yearly spend amounts you enter into our tools.

Travel credit card rewards are best if you're looking to earn rewards that can be redeemed to cover general travel expenses. This can include airfare, hotels, car rentals, cruises and more.

The most popular travel rewards programs are the ones that allow you to transfer your earned points to airline, hotel, and other loyalty programs. This gives you the chance to get significantly more value out of your rewards and it provides excellent flexibility as you'll have many options when it comes to redemptions.

The drawback to travel rewards credit cards is that points earned with these cards are typically best used for travel. This means redemptions such as cash back, gift cards, and statement credits towards non-travel purchases will give you low value.

Click on any travel rewards credit card to calculate how many travel rewards points you can earn. Compare the results side by side any two credit cards featured on the site to find out which cards earn you the most rewards.

American Express Membership Rewards

American Express offers six credit cards that earn Membership Rewards Points. Points can be redeemed with AMEX for an average of 0.5 cents each, but you can get over 1 cent in value when transferring to AMEX's airline and hotel partners.

If you're looking for flexibility in your rewards, American Express is one of the best programs as you'll be able to transfer your points to over 10 programs including Virgin Australia, Air New Zealand, and Marriott Bonvoy to name a few.

AMEX points australia
AMEX Points Value Australia: How Much Are Points Worth?
American Express Australia Membership Rewards Transfer Partners
The American Express® Platinum Card
The American Express® Platinum Card
Best For Luxury Travel & Lounge Access
The American Express Explorer® Credit Card
Best Overall Value
American Express® Platinum Edge Credit Card
Best For Supermarkets & Petrol Stations
The American Express Essential® Credit Card
Best For No Annual Fee
The David Jones American Express Platinum Card
Best For David Jones Benefits
David Jones American Express Card

Amplify Rewards

The Amplify Rewards Program is shared between Bank of Melbourne (BoM), BankSA, and St. George in which all three banks are subsidiaries of Westpac.

Each of these banks offer identical financial products, so you're really only choosing between the Amplify Rewards Signature (which offers the most benefits) or Amplify Rewards Platinum. I recommend choosing the bank that works best for you.

Amplify Points range in value from 0.45 cents to 0.6 cents per point, but you can transfer them to frequent flyer programs for significantly higher value. They can be transferred to Malaysia Airlines Enrich, Singapore KrisFlyer, and Virgin Australia Velocity Frequent Flyer.

st george
Amplify Points Value: How Much Are Points Worth?
Bank of Melbourne Amplify Rewards Signature
Bank of Melbourne Amplify Rewards Signature
Bank of Melbourne Amplify Rewards Platinum
Bank of Melbourne Amplify Rewards Platinum
BankSA Amplify Rewards Signature
BankSA Amplify Rewards Signature
BankSA Amplify Rewards Platinum
BankSA Amplify Rewards Platinum
St. George Amplify Rewards Signature
St. George Amplify Rewards Signature
St. George Amplify Rewards Platinum
St. George Amplify Rewards Platinum

ANZ Rewards

ANZ offers four rewards credit cards that earn points at a flat rate across all purchases based on how much you spend during a statement period.

ANZ Points have an average value of around 0.4 cents each and can be redeemed for cash back and gift cards. Points can also be transferred to a handful of frequent flyer programs including Air New Zealand, Singapore Airlines, and Virgin Australia.

ANZ
ANZ Rewards Points Value: How Much Are Points Worth?
ANZ Rewards Black credit card
ANZ Rewards Black credit card
Best For High Earnings
ANZ Rewards Platinum credit card
ANZ Rewards Platinum credit card
ANZ Rewards credit card
ANZ Rewards credit card

Bankwest Rewards

Bankwest offers three credit cards in the More Rewards program that earns points at a flat rate across all purchases. Points earned with these cards are worth 0.22 to 0.25 cents each depending on the redemption.

Bankwest Rewards Points Value
Bankwest Rewards Points Value: How Much Are Points Worth?
Bankwest More World Mastercard
Bankwest More World Mastercard
Best For Earnings & Travel Benefits
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard
Bankwest More Classic Mastercard
Bankwest More Classic Mastercard

BOQ Q Rewards

BOQ offers two credit cards in their Q Rewards program that earns points at a flat rate across all purchases. Points can be redeemed for gift cards, cash back, and much more.

You can also transfer Q Rewards Points to Flybuys or Virgin Australia Velocity Frequent Flyer.

BOQ Rewards Points
BOQ Rewards Points Value: How Much Are Q Rewards Points Worth?
BOQ Platinum Visa Credit Card
BOQ Platinum Visa Credit Card
Best For Rewards & Coverage
BOQ Blue Visa Credit Card
BOQ Blue Visa Credit Card

Citi Rewards Australia

Citi Australia offers three rewards credit cards that earn Citi Rewards points. These points can be redeemed for travel, eVouchers, statement credits, and more.

Points earned with these cards can also be transferred to frequent flyer programs. The programs you can transfer your points to and the ratio of the point transfer will depend on which Citi Rewards credit card you have.

The Citi Rewards credit card features four transfer partners, the Citi Premier Card features the same four partners at a better ratio, and the Citi Prestige features a whopping 15 partners.

citi rewards australia
Citi Rewards Points Australia: How Much Are They Worth?
Citi Prestige credit card
Citi Prestige credit card
Citi Rewards credit card
Citi Premier Card

CommBank Awards

CommBank offers four tiers of personal credit cards that can earn you Awards Points at a flat rate across all purchases: Awards, Platinum Awards, Diamond Awards, and Ultimate Awards. Awards offers the least amount of points and travel benefits while Ultimate Awards offers the most amount of points and travel benefits.

Points can be transferred to over 10 travel partners including Virgin Australia, Etihad Guest, and IHG Rewards Club.

Ultimate Awards credit card
Ultimate Awards credit card
Best For Overall Value & Travel Benefits
Diamond Awards credit card
Diamond Awards credit card
Platinum Awards credit card
Platinum Awards credit card
Awards credit card
Awards credit card

Westpac Altitude Rewards

Westpac offers two credit cards in their Altitude Rewards program. These cards earn bonus points with select airlines and retail partners as well as offer great travel and purchase coverage.

Points have the highest value when redeemed through Altitude Travel or when transferred to Westpac's airline partners.

altitude rewards
Westpac Altitude Points Value: How Much Are Points Worth?
Westpac Altitude Rewards Black
Westpac Altitude Rewards Black
Best For Overall Value
Westpac Altitude Rewards Platinum
Westpac Altitude Rewards Platinum

Other Travel Rewards Cards

Bendigo Platinum Rewards Credit Card