Westpac Altitude Black Credit Card

Benefits & Altitude Points Calculator
Find out how many Altitude Points you can earn with the Westpac Altitude Black, review the benefits, and compare results side by side top credit cards.
Last Updated 2021-11-23

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Bonus Categories

The Westpac Altitude Black Card earns Altitude Points at the following rates:

The 6X rate for the airlines have a shared bonus spend cap of $10,000 per month in which you'll earn at the 1.25X rate once that cap is hit. There is no cap on the remaining bonus categories and no cap on how many Altitude Points you can earn with the card overall.

6X Select Airlines

The Westpac Altitude Black Card earns 6 Altitude Rewards Points per $1 spent on Qantas, Jetstar, Singapore Airlines, and Emirates flights bought in Australia.

2X Select Partners

The Westpac Altitude Black Card earns 2 Altitude Rewards Points per $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber, and Uber Eats.

1.25X Everything Else

All other purchases made on the Westpac Altitude Black Card will earn 1.25 Altitude Rewards Points per $1 spent.

Card Benefits

The Westpac Altitude Black Card features the following card benefits:

Transfer Points To Airline Partners

Westpac Altitude Points can be transferred to a handful of airline partners. Those partners include:

  • Air New Zealand
  • Cathay Pacific
  • Malaysia Air
  • Singapore Airlines
  • Virgin Australia

If you're looking to earn Qantas Points, you'll want to consider the Qantas Westpac Altitude Black instead.

Priority Pass Membership

As a Westpac Altitude Black Card holder, you will receive two complimentary Priority Pass airport lounge passes each year, one of which you can share with a travel companion.

Additional visits after the passes have been used will cost you US$32 which is automatically charged to the Altitude Black Card.

Travel & Purchase Insurance

The Westpac Altitude Black Card offers travel and purchase insurance. This includes, but is not limited to:

  • Overseas Travel Insurance
  • Interstate Flight Inconvenience Insurance
  • Purchase Security Insurance
  • Extended Warranty Insurance
  • Price Guarantee

Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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