Calculate Points For TD Aeroplan Visa Business Card

Aeroplan Points Calculator
Review the benefits of the TD Aeroplan Visa Business Card, calculate how many Aeroplan Points you can earn, and compare top credit cards in Canada.
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Last Updated 2021-08-12
Quick Details
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Authorized User Fee
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Rewards Rate Details

The TD Aeroplan Visa Business Card has seven bonus categories which are Air Canada products, travel, dining, shipping, internet, cable, and phone services.

These categories share an annual combined bonus cap of $80,000 in purchases. Once you've hit that cap, you'll earn at the non-bonus category rate of 1 point per $1 spent on all purchases.

There's no limit to the amount of points you can earn with the card overall.

  • 2x Air Canada
    • This includes purchases made through Air Canada Vacations.
  • 1.5x Travel
  • 1.5x Dining
  • 1.5x Shipping
  • 1.5x Internet
  • 1.5x Cable
  • 1.5x Phone
  • 1x Everything Else

Perks & Benefits

The TD Aeroplan Visa Business Card offers access to the Visa SavingsEdge program, free checked bags, and both travel and purchase insurance.

  • Visa SavingsEdge Program
    • Provides discounts of up to 25% off for business purchases made through the program.
  • Points+Cash Benefits
    • Use Aeroplan Points for part of your trip and use the card to pay for the rest.
    • You'll earn points on the part paid using the card.
  • Free Checked Bags
    • Free first checked bag for you, authorized users, and up to 8 companions when flying Air Canada.
  • NEXUS Application Rebates
    • Each cardholder will receive a rebate of up to $100 CAD for NEXUS enrolment application and/or renewal fee.
    • This rebate is offered once every 48 months.
  • Maple Leaf Lounge Guest Passes
    • Earn a Maple Leaf Lounge Guest Pass for every $10,000 in purchases ran through the card.
    • You can earn up to a total of 4 passes per year.
    • Passes can be used by the Primary Business Cardholder or any of the additional cardholders and their guest.
    • Applies to select Maple Leaf Lounges in North America with a same day ticket on a departing Air Canada flight.
  • Save with Avis and Budget
    • Save 10% off the base rate when booking with Avis or Budget in the U.S. and Canada and 5% off base rates when booking internationally.
  • Travel & Purchase Protection
    • Travel Medical Insurance
    • Trip Cancellation Insurance
    • Trip Interruption Insurance
    • Delayed and Lost Baggage Insurance
    • Flight/Trip Delay Insurance
    • Common Carrier Travel Accident Insurance
    • Hotel/Motel Burglary Insurance
    • Auto Rental Collision/Loss Damage Insurance
    • Emergency Travel Assistance Services
    • Mobile Device Insurance
    • Purchase Security
    • Extended Warranty Protection

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The fee to add authorized users (supplementary cards).
$ 0
SUB Sign Up Bonus
If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
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These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
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Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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TD® Aeroplan® Visa Business Card
TD® Aeroplan® Visa Business Card
Intro Bonus
View Issuer's Website
Rewards Rate
Earn 2 points for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®.
Earn 1.5 points for every $1 you spend on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services made on your Card
Earn 1 point for every $1 you spend on all other eligible purchases on your Card
Main Card Highlights
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.
  • Earn Aeroplan points on every eligible business purchase.
  • Free first checked bag for up to 9 people travelling on the same reservation on Air Canada flights.
  • Having the flexibility to use points for part of your trip and use your TD® Aeroplan® Visa Business Card to pay for the rest (and earn points, too).
  • Get access to the TD Card Management Tool. An easy way to access online reporting, review your business expenses, manage your existing credit limits, and apply spend controls.
  • Business Cardholders also receive an extensive suite of travel insurances including Travel Medical Insurance.
Annual Fee
Authorized User Fee
Foreign Transaction Fee
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