The BMO AIR MILES Mastercard is a step down from the BMO AIR MILES World Elite Mastercard which earns miles at double the rate. The good thing is that it has no annual fee, so any spend on the card will generate a positive return. Cardholders will also be able to earn 25% off car rentals with National Car Rental and Alamo Rent A Car.
|Authorized User Fee|
|Foreign Transaction Fee|
The BMO AIR MILES Mastercard features one bonus category which is spending with AIR MILES partners. There is no limit to the amount of AIR MILES Rewards Miles you can earn spending in this category and no limit to the amount of miles you can earn with the BMO AIR MILES Mastercard.
Perks & Benefits
The BMO AIR MILES Mastercard comes with a few additional benefits along with some purchase protections.
- Savings On Car Rentals
- Entertainment Discounts
- 15% off admission to Cirque du Soleil shows touring Canada.
- 20% off resident shows in Las Vegas.
- Extra Miles With AIR MILES Partners
- Show your Collector Card at AIR MILES partners to receive additional AIR MILES.
- Insurance & Protections
Sign Up Bonus
The standard sign up bonus for the BMO AIR MILES Mastercard is 500 miles after your first purchase which is equal to an easy $50. Promotional bonuses ranging from 800 to 1,000 AIR MILES have also been offered for this card.
The BMO AIR MILES Mastercard has a $0 annual fee. This means that you will always come out ahead when running spend through the card and you will not have to worry about spending a certain amount to make the card worth keeping.
Authorized User Fee
There's no fee to add authorized users to the BMO AIR MILES Mastercard. This means you can earn additional users to help earn AIR MILES faster.
Foreign Transaction Fee
BMO AIR MILES Mastercard holders will be charged for the conversion to Canadian Dollars based on Mastercard International on the date the transaction is posted to your account plus 2.50% for purchases.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.