BMO AIR MILES Mastercard Calculator

Card Details & AIR MILES Calculator
2x/$20 AIR MILES Partners
1x/$20 All Other Purchases
Rental Car Discounts
Entertainment Discounts
Purchase Protections
Extra Miles w/ Partners

Calculate how many AIR MILES you can earn and the cash value of those miles when using the BMO AIR MILES Mastercard. Compare side by side against top cards.

The BMO AIR MILES Mastercard is a step down from the BMO AIR MILES World Elite Mastercard which earns miles at double the rate. The good thing is that it has no annual fee, so any spend on the card will generate a positive return. Cardholders will also be able to earn 25% off car rentals with National Car Rental and Alamo Rent A Car.

BMO AIR MILES Mastercard

Bonus Categories

The BMO AIR MILES Mastercard features one bonus category which is spending with AIR MILES partners. There is no limit to the amount of AIR MILES Rewards Miles you can earn spending in this category and no limit to the amount of miles you can earn with the BMO AIR MILES Mastercard.

  • 2x/$20 AIR MILES Partners
    • Full List of Partners: AIR MILES Sponsor Directory Page
    • Partners include:
      • Alamo Rent A Car
      • Budget Car Rental
      • Foodland
      • Goodyear
      • IGA
      • IHG Hotels
      • Jiffy Lube
      • Lowe's
      • National Car Rental
      • Safeway Grocery
      • Samsung
      • Samsung Pay
      • Shell Gas
      • Staples
      • United Van Lines
  • 1x/$20 Everything Else

Perks & Benefits

The BMO AIR MILES Mastercard comes with a few additional benefits along with some purchase protections.

  • Savings On Car Rentals
    • Save up to 25% off at National and Alamo.
    • Use Contract ID Number 3717122 when booking on nationalcar.com.
    • Use Contract ID Number 7014883 when booking on alamo.com.
  • Entertainment Discounts
    • 15% off admission to Cirque du Soleil shows touring Canada.
    • 20% off resident shows in Las Vegas.
  • Extra Miles With AIR MILES Partners
    • Show your Collector Card at AIR MILES partners to receive additional AIR MILES.
  • Insurance & Protections

Sign Up Bonus (SUB)

The standard sign up bonus for the BMO AIR MILES Mastercard is 500 miles after your first purchase which is equal to an easy $50. Promotional bonuses ranging from 800 to 1,000 AIR MILES have also been offered for this card.

Fees & Income Requirements

Annual Fee

The BMO AIR MILES Mastercard has a $0 annual fee. This means that you will always come out ahead when running spend through the card and you will not have to worry about spending a certain amount to make the card worth keeping.

Authorized User Fee

There's no fee to add authorized users to the BMO AIR MILES Mastercard. This means you can earn additional users to help earn AIR MILES faster.

Foreign Transaction Fee

BMO AIR MILES Mastercard holders will be charged for the conversion to Canadian Dollars based on Mastercard International on the date the transaction is posted to your account plus 2.50% for purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Page Last Updated: 2020-06-20
Article By: Robert Flowers III
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Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site.

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About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. They are for illustrative purposes only. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website.

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