BMO AIR MILES World Elite Mastercard Calculator

Card Details & AIR MILES Calculator
1x/$10 All Purchases
Mastercard LoungeKey
Entertainment Discounts
Travel, Medical, and Purchase Protections
Extra Miles w/ Partners
Annual Fee Discount

Calculate how many AIR MILES you can earn with the BMO AIR MILES World Elite Mastercard and compare the results against top rewards cards.


The BMO AIR MILES World Elite Mastercard is a solid choice for those looking to earn AIR MILES Reward Miles at a steady rate and pick up some additional travel benefits such as lounge access, entertainment discounts, and travel insurance/protections.

Bonus Categories

The Bank of Montreal AIR MILES World Elite Mastercard (Canada) earns miles at a flat rate and does not feature any bonus categories. You will earn 1 AIR MILE for every $10 spent on all purchases ran across the card. There is no limit to the amount of AIR MILES you can accumulate using this Mastercard. The number of AIR MILES Reward Miles will be rounded down to the nearest whole number. Fractions of Reward Miles will not be awarded.

  • 1x/$10 All Purchases

Perks & Benefits

The BMO AIR MILES World Elite Mastercard features a few useful benefits for those who travel during the year. This includes lounge access, travel and purchase protections, discounts, and more.

Sign Up Bonus (SUB)

The standard sign up bonus for the BMO AIR MILES World Elite Card is 2,000 AIR MILES when you spend $3,000 within the first 3 months of having the card. This can be worth anywhere from $160 to $300 depending on how you redeem your AIR MILES.

Fees & Income Requirements

Annual Fee

The annual fee for the BMO AIR MILES World Elite Mastercard is $120 per year with the first year waived.

Authorized User Fee

The authorized user fee for the BMO AIR MILES World Elite Mastercard is $50 per additional card. Adding family or friends can help build your AIR MILES faster while also granting them great card benefits. You'll want to make sure they spend enough to make up for the $50 fee.

Foreign Transaction Fee

Cardholders will be charged for the conversion to Canadian Dollars based on Mastercard International on the date the transaction is posted to your account plus 2.50% for purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash value of total earnings based on currency worth.
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
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Total Return
The percent you are earning based on spend, earnings, and fees.

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