BMO eclipse Visa Infinite Card

Card Details & BMO Rewards Points Calculator
5x Grocery
5x Dining
5x Gas
5x Transit
1x Everything Else
10% Additional User Bonus
Visa Infinite Benefits
Travel & Purchase Protection

BMO Rewards Points Calculator for the eclipse Visa Infinite Card. Calculate total points and cash value based on spend, benefits, and fees.


Bonus Categories

The BMO eclipse Visa Infinite Card has four bonus categories which are grocery, dining, gas, and transit. These categories share a combined cap of $50,000 in annual purchases to the account during the year. Once the cap is hit, all categories will earn at the non-category rate for the remainder of the year. There's no limit to the amount of points you can earn with the BMO eclipse Visa Infinite Card overall.

  • 5x Grocery
  • 5x Restaurant
  • 5x Gas Station
  • 5x Transit
    • Includes ride sharing and public transit.
  • 1x Everything Else

Perks & Benefits

The BMO eclipse Visa Infinite Card offers a range of good benefits including bonus points for adding an authorized user, Visa Infinite benefits, and great travel insurance.

Sign Up Bonus (SUB)

The sign up bonus for the BMO eclipse Visa Infinite Card is 40,000 bonus BMO Rewards Points and a waived annual fee the first year. 25,000 bonus points can be earned after spending $3,000 within the first three months after the account open date. An additional 15,000 bonus BMO Rewards Points will be awarded on the anniversary of when the account was opened.

Fees & Income Requirements

Annual Fee

The annual fee for the BMO eclipse Visa Infinite Card is $120 per year. The sign up bonus is waived the first year as part of the sign up bonus.

Authorized User Fee

The authorized user fee for the BMO eclipse Visa Infinite Card is $50 per card, per year.

Foreign Transaction Fee

The foreign transaction fee for the BMO eclipse Visa Infinite Card is 2.5%.

Income Requirements

The BMO eclipse Visa Infinite Card requires a minimum individual income of $60,000 or household income of $100,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
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Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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