BMO Eclipse Visa Infinite Privilege Card Calculator

Card Details & BMO Rewards Points Calculator
5x Grocery
5x Dining
5x Gas
5x Drugstore
5x Travel
1x Everything Else
Visa Infinite Privilege Benefits
Travel & Purchase Protection

BMO Rewards Points Calculator for the BMO eclipse Visa Infinite Privilege Card. Calculate total points and cash value based on spend, benefits, and fees.

Bonus Categories

The BMO eclipse Visa Infinite Privilege Card has five bonus categories. Those categories are grocery, dining, gas, drugstore, and travel. These categories share a combined cap of $100,000 in annual purchases. Once the cap is hit, you'll earn at the non-category rate for all of these categories for the remainder of the calendar year. There's no limit to the amount of BMO Rewards Points you can earn with the card overall.

  • 5x Grocery
  • 5x Restaurant
  • 5x Gas Station
  • 5x Drugstore
  • 5x Travel
  • 1x Everything Else

Perks & Benefits

The BMO eclipse Visa Infinite Privilege Card features a bunch of great benefits which include Priority Pass membership, Visa Infinite Privilege benefits, a 25% bonus for adding authorized users, and great travel insurance.

Sign Up Bonus (SUB)

The sign up bonus for the BMO eclipse Visa Infinite Privilege Card is 50,000 points. You'll earn 35,000 bonus BMO Rewards Points when you spend $5,000 on the card within the first three months after the account open date. You'll then get another 15,000 bonus BMO Rewards Points on your card anniversary which is 12 months after the credit card account open date.

Fees & Income Requirements

Annual Fee

The annual fee for the BMO eclipse Visa Infinite Privilege Card is $499.

Authorized User Fee

The authorized user fee for the BMO eclipse Visa Infinite Privilege Card is $99. The card has a pretty high earning rate and a high cap on the five categories. If you have family or friends that spend across the categories featured on the card, I recommend adding them to help maximize the earnings and to earn the 25% bonus points.

Foreign Transaction Fee

The foreign transaction fee for the BMO eclipse Visa Infinite Privilege Card is 2.5%.

Income Requirements

The BMO eclipse Visa Infinite Privilege Card requires a minimum individual income of $150,000 or household income of $200,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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