Earning Points
BMO Rewards points are earned using BMO Rewards credit cards. Every $1 you spend across these cards will earn you 1 BMO Rewards point along with bonus points based on any multipliers the card has.
Redeeming Points
BMO Rewards points can be redeemed for travel, gift cards, investments, statement credits, and merchandise.
BMO Rewards Points Value
0.67 cents. Every 150 BMO Rewards Points you redeem towards travel redemptions is equal to $1 in cash value.
Transfer Partners
None. BMO Rewards points cannot be transferred to other programs.
BMO Rewards Credit Cards
Use or BMO credit card rewards calculators to calculate total BMO Rewards points and overall card value based on the spend amounts you enter into the tool, how much you value card benefits, and annual fees. Compare up to a total of 3 credit cards from any issuer side-by-side.
- 1X - 5X points.
- Receive 25% more points on all purchases when you add an authorized user.
- Receive an automatic $200 statement credit annually.
- Enjoy Visa Infinite Privilege benefits.
- $499 annual fee.
- 1X - 5X points.
- Receive 10% more points on all purchases when you add an authorized user.
- Receive an automatic $50 statement credit annually.
- Enjoy Visa Infinite benefits.
- $120 annual fee.
- 1X - 5X points.
- Receive Airport lounge access with Mastercard Travel Pass provided by DragonPass along with 4 free passes per year.
- $150 annual fee (waived the first year).
- 1X points.
- $0 annual fee.