CIBC Aventura Gold Visa Card Calculator

Card Details & Aventura Point Calculator
2x CIBC Rewards Centre
1.5 Gas Station
1.5x Grocery
1.5x Drug Store
1x Non-Category
Priority Pass Membership
NEXUS Application Fee Rebate
Travel & Purchase Protections

Calculate total Aventura Points and the cash value of the CIBC Aventura Gold Visa based on spend, benefits, and fees. Compare side by side top cards.

Bonus Categories

The CIBC Aventura Gold Visa Card features three bonus categories which are CIBC Rewards Centre, gas station, grocery, and drug store. The gas station, grocery, and drug store categories have a spend cap of $80,000 per calendar year. Once you hit this cap, you'll earn at the non-category rate until the end of your December statement. There's no limit to the amount of Aventura Points you can earn with the card overall.

  • 2x CIBC Rewards Centre
    • Does not apply to taxes, insurance, service charges, or similar items.
  • 1.5x Gas Station
    • Includes both service stations and automated gas dispensers.
  • 1.5x Grocery
  • 1.5x Drug Store
  • 1x Non-Category

Perks & Benefits

The CIBC Aventura Gold Visa Card comes with a handful of useful benefits including savings on gas, a NEXUS application rebate, and great travel insurance.

  • NEXUS Application Fee Rebate
  • Priority Pass Membership
    • Includes 4 complimentary airport lounge visits per year.
  • Gas Station Savings
    • Link your card to Journie Rewards and get 3 cents off per litre at Chevron, Ultramar, and Pioneer gas stations.
  • Travel & Purchase Protections
    • Out of Province Emergency Travel Medical Insurance
    • Flight Delay and Baggage Insurance
    • Trip Cancellation and Trip Interruption Insurance
    • Auto Rental Collision and Loss Damage Insurance
    • Common Carrier Accident Insurance
    • Hotel Burglary Insurance
    • Purchase Security
    • Extended Protection Insurance
    • Mobile Device Insurance

Sign Up Bonus (SUB)

The CIBC Aventura Gold Visa Card has a signup bonus of 20,000 Aventura Points. You'll earn 15,000 points when you make your first purchase on the card and an additional 5,000 points when you spend $3,000 or more within the first 4 monthly statement periods.

Fees & Income Requirements

Annual Fee

The annual fee for the CIBC Aventura Gold Visa Card is $120. The fee is typically rebated the first year which adds some great value to the card.

Authorized User Fee

The authorized user fee for the CIBC Aventura Gold Visa Card is $50 per year. If you have friends and family that spends in the categories on this card, I recommend adding them so that you can build your Aventura Points faster. You can add up to three authorized users on the CIBC Aventura Gold Visa Card.

Foreign Transaction Fee

The foreign conversion fee for the CIBC Aventura Gold Visa Card is 2.5%.

Income Requirements

The CIBC Aventura Gold Visa Card requires a minimum annual household income of $15,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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