HSBC +Rewards Mastercard Calculator

Card Details & HSBC Points Calculator
2x Dining
2x Entertainment
1x Non-Category
Purchase Protections

Calculate how many HSBC Points you can earn with the HSBC +Rewards Mastercard based on your spend and compare the results side by side top cards.

Bonus Categories

The HSBC +Rewards Mastercard features two bonus categories which are dining and entertainment. There's no limit to the amount of points you can earn spending in either category and no limit to the amount of points you can earn with the card overall.

  • 2x Dining
    • Includes:
      • Restaurants
      • Bars
      • Nightclubs
      • Fast Food Restaurants
  • 2x Entertainment
    • Includes:
      • Movie Theatures
      • Theatre Producers
      • Ticket Agencies
      • Bands
      • Orchestras
      • Professional Sports Clubs
      • Sports Promoters
      • Tourist Attractions
      • Aquariums
      • Zoos
      • Amusement Parks
      • Video Game Arcades
      • Billiards
      • Bowling Alleys
      • Video Entertainment Rental Stores
      • Recreational Services
  • 1x Non-Category

Perks & Benefits

The HSBC +Rewards Mastercard comes with purchase protection.

  • Purchase Protections
    • Extended Warranty Insurance
    • Purchase Assurance
    • Price Protection Service

Sign Up Bonus (SUB)

The sign up bonus on the HSBC +Rewards Mastercard is 20,000 HSBC Points plus a full annual fee rebate for the primary cardholder for the first year. You'll earn 20,000 HSBC Points when you spend $2,000 within the first 180 days of card membership. 20,000 HSBC Points is worth $100.

Fees & Income Requirements

Annual Fee

The annual fee for the HSBC +Rewards Mastercard is $25.

Authorized User Fee

The HSBC +Rewards Mastercard has an authorized user fee of $10 per card.

Foreign Transaction Fee

The foreign currency conversion rate for the HSBC +Rewards Mastercard is 2.5%.

Income Requirements

There are no income requirements for the HSBC +Rewards Mastercard.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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