HSBC Premier Mastercard Calculator

Card Details & HSBC Points Calculator
0.75x All Purchases
LoungeKey Membership
Boingo Wi-Fi
Expedia & Agoda Discounts
Travel & Purchase Protections

Calculate how many HSBC Points you can earn with the HSBC Premier Mastercard based on your spend and compare the results side by side top travel cards.

Bonus Categories

The HSBC Premier Mastercard does not have any bonus categories. You'll earn 0.75 HSBC Points per $1 spent on the card. There's no limit to the amount of points you can earn with the card overall.

  • 0.75x All Purchases

Perks & Benefits

The HSBC Premier Mastercard comes with great benefits such as LoungeKey membership as well as travel insurance and purchase protections.

  • Complimentary LoungeKey Membership
    • You'll be charged US $32 (or foreign currency equivalent) per person for each visit charged to your HSBC Premier Mastercard.
  • Boingo Wi-Fi
  • Expedia & Agoda Savings
    • Receive a 10% discount on select hotel bookings on your card with Expedia and Agoda when you book through the special HSBC links.
    • Expedia: Expedia-HSBC
    • Agoda: Agoda-HSBC
  • Travel & Purchase Protections
    • Emergency Travel & Medical Insurance
    • Trip Insurance
    • Car Rental Collision/Loss Damage Insurance
    • Purchase Assurance
    • Extended Warranty Insurance

Sign Up Bonus (SUB)

The sign up bonus for the HSBC Premier Mastercard is 5,000 HSBC Points when you choose to earn rewards under the HSBC Premier Rewards program.

Fees & Income Requirements

Annual Fee

The HSBC Premier Mastercard does not have an annual fee.

Authorized User Fee

There is no charge for adding additional users to the HSBC Premier Mastercard.

Foreign Transaction Fee

The HSBC Premier Mastercard has a foreign currency conversion rate of 2.5%.

Income Requirements

There are no income requirements for the HSBC Premier Mastercard, but you must be a HSBC Premier Member. This means you need to open and maintain an active HSBC Premier Checking account as well as meet one of the following requirements:

  • Maintain $100,000 in a combined personal deposit and investment balances with HSBC
  • Reach a Total Mortgage Balance of $500,000 or more with HSBC
  • Deposit $6,500 (CAD) or more into your HSBC Premier account(s) monthly plus confirmation of $100,000 or more in deposits and/or investments in Canada

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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