Laurentian Bank Points Calculators

Laurentian Bank Points Calculators for earning with Laurentian Credit Cards based on spend and calculating the cash value based on redemption.

Program Details

Laurentian Bank of Canada (LBC) is a Canadian bank headquartered out of Montreal, Quebec. They offer credit cards that earn cash back and Laurentian Points.

Credit Card Rewards Calculators

The Laurentian Credit Card Calculators will calculate how many Laurentian Points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare laurentian credit cards
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

Laurentian Bank Credit Card Calculators

Laurentian Bank offers three credit cards that offers Laurentian Points. The Laurentian Visa infinite Card is at the top of the list featuring six bonus categories while offering both Visa Infinite Benefits, travel insurance, and purchase insurance. The Laurentian Visa Explore Card is a step down from the Infinite with only four bonus categories, but still offering the same great travel and purchase insurance. The Laurentian Visa Black Rewards Me is a unique card that has no monthly fee when you spend $350 on the card during the month and offers 1 point per $1 on all purchases.

Redeeming Rewards & Cash Value

Laurentian Bank Points are worth 1 cent each for most redemptions. Points can be redeemed for:

  • Cash Back (Visa Infinite Card Only)
  • Travel Credits (Explore Card Only)
  • Gift Cards
  • Laurentian Bank Financial Products
  • Merchandise

Laurentian Bank Points Value Calculator

Use the Laurentian Bank Points Calculator the value of your points based on the redemption options listed. You can enter any amount of points in the field below.

Laurentian Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Most Redemptions
1 Cents
$0

Cash Back

Laurentian Bank Points can be redeemed for cash back if you have the Laurentian Bank Visa Infinite Card which will give your points a value of 1 cent each. Redemptions for cash back starts at 10,000 points for $100 in cashback on your Visa Infinite account. This option is not available for other Laurentian Point-earning cards.

Travel Credit

You can redeem your Laurentian Bank Points for travel credit if you have the Laurentian Bank Visa Explore Card which will give your points a value of 1 cent each. Redemptions start at 10,000 points for a $100 rebate on your next trip. This works by making the purchase to your card, waiting for it to post to your statement, and then redeeming your points to basically "wipe away" the travel purchase you made to your card. You can apply the travel credit towards hotels, airfare, cruises, and anything else considered to be travel.

This is basically just a more restrictive verision of the cash back redemption option that the Laurentian Bank Visa Infinite Card offers.

Gift Cards

Laurentian Bank Points can be used to pick up gift cards from more than 80 different merchants. Redemptions start at 1,600 points.

Financial Products

Laurentian Bank Points can be redeemed towards various Laurentian Bank financial products. These redemptions will give your points a value of 1 cent per point. This includes:

  • Investment Products (GIC, term deposit, etc.)
  • Reimbursement of Annual Fees
  • Gift Cheque For Free Unlimited-Transaction Banking (1 Year)

Merchandise

You can use Laurentian Bank Points towards merchandise in their portal. The value you get out of redeeming for merchandise will vary, but it will usually be low value. I'd recommend sticking to redemptions that get you the full value of your points unless you're looking to empty your balance.

If you have the Laurentian Bank Visa Infinite Card, you should never pick up anything that will give you less than 1 cent in value since you can easily redeem points for cash back at 1 cent in value.


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