MBNA Points Value: Redemptions & Cash Value (Calculator)

MBNA Points are have a value of 1 cent each when redeemed for travel. Points can also be used for gift cards, cash and charity. Calculate point cash value.
MBNA Rewards Points Value
Value of 1 Point Redemption
$0.01 Travel
$0.0083 Cash & Charity (World Elite MC)
$0.0083 to $0.01 Gift Cards
$0.005 Cash & Charity (Platinum Plus MC)

The best value of MBNA Rewards Points will come from redeeming them for travel which gives your 1 cent per point. All-in-all, MBNA Rewards Points can be redeemed for:

  • Travel
  • Cash
  • Gift Cards
  • Charity

This page will cover the cash value you can squeeze out of these redemptions and provide a few details on each option.

MBNA Points Value Calculator

Use the MBNA Points Value Calculator to calculate the average cash value of your MBNA Points based on the average value of each option listed. You can enter any amount of points in the field below.

MBNA Rewards Points Value Calculator

Enter any amount of MBNA Rewards Points in the field below to get the average value for each redemption.
1 Cent
Cash/Charity [World Elite]
120 Points = $1
Gift Cards
0.83 to <1 Cent
$0 - $0
Cash/Charity [Platinum Plus]
200 Points = $1

Listed below is the average cash value of various denominations of MBNA Rewards Points based on the max redemption value of 1 cent per point.

MBNA Points Average Value - Travel
MBNA Points Cash Value
5,000 Points $50
10,000 Points $100
20,000 Points $200
25,000 Points $250
50,000 Points $500
75,000 Points $750
100,000 Points $1000

Those that own the MBNA Rewards World Elite Mastercard can also redeem points for Cash at a rate of 1 cents per point.

Redeem For Travel

MBNA Rewards Points will have the best value of 1 cent per point when redeemed for travel. This means that 1,000 points will give you $10 in credit towards travel purchases. The best thing about these type of redemption options is that you can redeem your points for different types of travel, so your maximum value is not stuck to just airfare redemptions like some leading rewards programs.

Another thing to note is that you must use the MBNA Rewards site to book travel. While there's no minimum redemption limit, you will be charged a fee if you redeem less than 10,000 points. You'll also want to compare the MBNA Rewards Portal prices to those of the airline (or Google Flights) to make sure you're getting around the same price.

Other Redemptions

Other redemptions that are not through the MBNA Rewards Portal will give you less than 1 cent in value. Other redemptions include cash, charity, merchandise, and gift card redemptions. These are discussed in detail below.

Cash & Statement Credits

MBNA Rewards Points can be converted into cash and be:

  • Applied to your statement as a credit
  • Mailed to you in the form of a cheque
  • Deposited into your chequing or savings account
  • Donated to a charity

The value you get out of this redemption will depend on which MBNA Rewards credit card you own. If you have the MBNA Rewards World Elite Mastercard, you'll be able to redeem 120 points for $1 which is equal to 0.83 cents per point. If you have the MBNA Rewards Platinum Plus Mastercard, you can redeem 200 points for $1 which is equal to 0.5 cents per point. While the redemption with the World Elite Mastercard isn't bad, I would steer clear of redeeming for cash if you hold the Platinum Plus Mastercard just due to the value being so low.

mbna rewards catalog
Redeem your MBNA Points for solid value by picking up gift cards from the MBNA Rewards Catalog

Gift Cards

Redeeming your MBNA Rewards Points for gift cards will give you between 0.8 and 1 cent in value. This is a great alternative to redeeming your MBNA Rewards Points for good value if you don't want to apply them towards travel.


MBNA Rewards Points can be redeemed in the MBNA Rewards Catalog for hundreds of different items ranging from name brand electronics to home and garden to kitchen. The value of these redemptions will heavily vary depending on what you're going for, but the few items I tested averaged out to about 0.84 cents each. That's not to say that there aren't a few gems buried in the catalog. Just be sure to compare the cash price (MSRP) with the cost in points to make sure you're getting solid value out of your redemption.


MBNA Rewards is a pretty simple program that allows you to build points and redeem them for a straightforward value of 1 cent per point. Outside of that, your options are limited but you can still squeeze decent value of 0.85 to 1 cent per point for gift cards, select merchandise, and even cash if you have the World Elite Mastercard.


How much are MBNA Points worth?

MBNA Points are worth 1 cent each when redeemed towards travel.

What can you redeem MBNA Points for?

MBNA Points can be used for travel, cash, and gift cards. You can also donate points to charity.

How much is 50,000 MBNA Points?

Based on 1 cent in value per point for travel, 50,000 MBNA Points would be worth $500.

Updated 2020-10-03 By Robert Flowers III

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