MBNA Rewards Platinum Plus Mastercard Calculators

Card Details & MBNA Points Calculator
2x Gas Station
2x Grocery
2x Restaurant
Avis & Budget Discounts
Purchase Protections

Calculate how many MBNA Rewards Points you can earn with the MBNA Rewards Platinum Plus Mastercard and compare the results against top credit cards.

Bonus Categories

The MBNA Rewards Platinum Plus Mastercard features three bonus categories which are gas, grocery, and restaurant purchases. Each category has a $5,000 annual cap in which you'll earn at the non-category rate after reaching the cap. There's no limit to the amount of MBNA Points you can earn with the card overall.

  • 2x Gas
  • 2x Grocery
  • 2x Restaurant
  • 1x Non-Category

Perks & Benefits

The MBNA Rewards Platinum Plus Mastercard offers savings with Avis and Budget as well as offers purchase protection.

  • Avis & Budget Savings
    • Save a minimum of 10% off base rates in Canada and the US and 5% off base rates internationally.
    • Avis: Book via www.avis.ca/mbna and use AWD #C078405.
    • Budget: Book via www.budget.ca/mbna and use BCD #A331704.
    • You must charge the entire rental to your MBNA credit card.
  • Purchase Protections
    • Purchase Assurance
    • Extended Warranty Benefits

Sign Up Bonus (SUB)

The MBNA Rewards Platinum Plus Card has a welcome offer of 5,000 bonus points after you make $500 or more in eligible purchases within the first 90 days of your account opening. You can earn an additional 5,000 more bonus points once enrolled for paperless e-statements within the first 90 days of account opening as well. Lastly, you'll earn 4 points for every $1 spent on eligible gas, grocery, and restaurant purchases during the first 90 days.

Fees & Income Requirements

Annual Fee

The MBNA Rewards Platinum Plus Mastercard does not have an annual fee.

Authorized User Fee

There is no fee to add additional users to the MBNA Rewards Platinum Plus Mastercard.

Foreign Transaction Fee

The foreign currency conversion fee for the MBNA Rewards Platinum Plus Mastercard is 2.5%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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