AMEX Points Value Calculator & Redemption Options (Canada)

American Express Membership Rewards Points
Membership Rewards Points have the best value of 1.5 to 2 cents each when redeemed for Fixed Point Travel through American Express. Calculate the average cash value of AMEX Points and get the rundown on available redemption options.
Advertiser Disclosure
Last Updated 2021-08-13
AMEX Membership Rewards Points Value
Value of 1 Point Redemption
$0.015 to $0.02 Fixed Points Travel
$0.01 Flexible Points Travel Redemptions
$0.01 Use Points For Purchases
$0.01 Charity
$0.004 to 0.006 Merchandise
$0.007 Amazon Shop w/ Points
$0.00769 $25 Gift Cards

Redeeming Membership Rewards Points for Fixed Point Travel will give you the best value of 1.5 to 2 cents in value. Overall, you can redeem AMEX Points for:

  • Fixed Point Travel Redemptions (Airfare)
  • Flexible Points Travel Redemptions
  • Merchandise
  • Amazon Shop with Points
  • Gift Cards
  • Statement Credits
  • Charity
  • Rewards with Transfer Partners

How Much Are AMEX Points Worth In Canada?

Membership Rewards Points earned with AMEX Canada are worth up to 2 cents each when redeemed for Fixed Point Travel through American Express. You can also get a solid 1 cent in value redeeming them for flexible points travel redemptions, charity, and using them to wipe out purchases made to a Membership Rewards credit cards.

Other redemptions will typically give you less than 1 cent in value such as Amazon Shop with Points and gift cards.

Fixed Points Travel Redemptions

The easiest way to obtain great value out of your American Express Membership Rewards program is by using the AMEX Fixed Points Travel program. This program takes the guess work out of redeeming your points by assigning a set cost in points to various routes.

Using the AMEX Fixed Points Travel program will give your points up to 2 cents in value for economy flights and up to 1.8 cents per point for business flights.

amex fixed points travel economy
This is the sweet spot that can earn you up to 2 cents in value per point.

Some of the main benefits of using the AMEX Fixed Points Travel program are:

  • Book any airline, fly anywhere, and travel any day of the year
  • Book up to a day before departure
  • Book economy or business class flights
  • Book direct flights
  • Enjoy the travel benefits that comes with your AMEX card

So no matter the flight availability, time of year, or peak/off-peak season, the flight will always cost the same. Listed below is what you can expect to pay using the Fixed Points Travel Program.

Fixed Points Program - Economy Flights
Route Points Max Ticket Price Point Value
Popular Routes Canada/U.S. (Short Haul) 15,000 Points $300 2 Cents
Explore Closer To Home Canada/U.S. (Short Haul) 20,000 Points $300 1.5 Cents
Discover North America Canada/U.S. (Long Haul) 40,000 Points $700 1.75 Cents
Pick Your Vacation Spot 50,000 Points $800 1.6 Cents
Discover Europe 60,000 Points $900 1.5 Cents
Worldwide 100,000 Points $1,700 1.7 Cents
Fixed Points Program - Business Flights
Route Points Max Ticket Price Point Value
Explore Closer To Home Canada/U.S. (Short Haul) 50,000 Points $800 1.6 Cents
Discover North America Canada/U.S. (Long Haul) 100,000 Points $1,800 1.8 Cents
Pick Your Vacation Spot 120,000 Points $2,100 1.75 Cents
Discover Europe 140,000 Points $2,500 1.785 Cents
Worldwide 250,000 Points $4,500 1.8 Cents

Popular Routes

Popular Routes include short-haul routes between the following destinations:

  • Calgary - Vancouver
  • Montreal - New York
  • Toronto - Montreal
  • Toronto - New York
  • Toronto - Ottawa

Popular Routes are the sweet spot in the AMEX Fixed Points Travel program as you'll be able to get up to 2 cents in value which is not obtainable with the other routes

.

Explore Closer To Home

Explore Closer To Home are short-haul routes within or from a Canadian Province/Territory to an adjacent Canadian Province/Territory or U.S. State. Do note that this does not include Alaska.

Discover North America

Discover North America are flights from a Canadian Province/Territory to a non-adjacent Canadian Province/Territory or U.S. State. This does not include Alaska or Hawaii.

Pick Your Vacation

Pick Your Vacation includes flights from Canada to Alaska, Bermuda, Caribbean, Central America, Hawaii, or Mexico.

Discover Europe

Discover Europe are flights from Canada to destinations in Europe.

Worldwide

Worldwide are flights from Canada to destinations in Africa, Asia, Australia, Middle East, New Zealand, South America, or South Pacific.

Other AMEX Points Redemptions

Other redemptions with AMEX outside of the Fixed Points Travel program will give you 1 cent per point or lower in value. This includes using the Flexible Points Travel program, shopping online with Amazon, and buying gift cards. Each of these options are more are detailed below.

AMEX Flexible Points Travel

If you still want solid value out of your AMEX Points, you can redeem them in AMEX's Flexible Points Travel program at a value of 1 cent each.

This program allows you to redeem 1,000 AMEX Points for $10 in travel credit which can be applied towards new travel purchases, including taxes, surcharges and fees, booked through the American Express Travel Service or through the americanexpress.ca/travel website.

If you're not using the Fixed Points program, applying your points towards travel credits is the next best option outside of transferring your points AMEX's partners.

Amazon Shop With Points

You can redeem AMEX Points during checkout on Amazon.com for a value of 0.7 cents per point. While this isn't a bad redemption, it's still a lot lower than what you can obtain from redeeming your points towards AMEX's Fixed Points program.

On top of that, if you're looking to earn with Amazon, you would be better off with the MBNA Amazon Mastercard which will earn you 5% or 3% cash back based on if you have Amazon Prime or not.

Merchandise

You can redeem your AMEX Points for merchandise in the 'Shop' portion of the American Express Membership Rewards Portal. The value you receive from shopping with AMEX will vary, but most redemptions that I tested hovered around the 0.4 to 0.6 cents range.

This is significantly lower than what you can squeeze out of AMEX Points so I recommend avoiding the purchase of merchandise if you can. cash back credit cards are better options if you enjoy buying merchandise.

american express shop merchandise

Gift Cards

AMEX Points can be redeemed for gift cards for about 0.769 cents per point. This isn't the best, but it's a solid option if you're in need of a gift card. AMEX has over 30 different credit cards you can choose from with most of the cards starting at 3,250 points for a $25 gift card.

Gift card options include, but are not limited to:

  • Air Canada
  • Birks Business
  • Cineplex
  • Esso and Mobil
  • Fairmont Hotels & Resorts
  • Hudson's Bay
  • Indigo Books and Music
  • Gap Inc.
  • Saks Fifth Avenue
  • The Home Depot
  • TJX Canada

Charity

AMEX Points can be donated to Save the Children which gives your points a value of 1 cent each. Donations start at 1,000 AMEX Points for a $10 donation.

donate amex points to charity

Use Points For Purchases

You can use your AMEX Points towards eligible purchases charged to your Membership Rewards credit card which will give your points a value of 1 cent per point. This means that every 1,000 AMEX Points you redeem towards purchases will give you a $10 statement credit.

This can be useful if you want to use your points to pay of purchases you've made to a card during the last 3 months.

AMEX Points Transfer

AMEX Points can be transferred to 10 partners. Those partners are:

Being able to transfer points to different rewards programs gives you a lot of flexibility when it comes to choosing how you want to redeem your points. It also gives you alternatives way to earn points and miles with each of these partners by running spend through Membership Rewards Credit Cards and transferring points when needed.

You can check out our Partner List & Conversion Calculator to learn more about transferring Membership Rewards Points to partners and to calculate the transfer to each.

AMEX Points Value Calculator

Use the AMEX Points Value Calculator to calculate the dollar value of your Membership Rewards Points based on the redemption options. You can enter any amount of points to see how much your points.

AMEX Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Point Transfers
Transferring To Airline Partners
1.2 to 2.0+ Cents
$0 - $0+
Travel
Fixed Points Travel
1.5 to 2.0 Cents
$0 - $0
Flexible Points Travel Redemptions
1 Cent
$0
Other Redemptions
Charity
1 Cent
$0
Use Points For Purchases
1 Cent
$0
Amazon Shop w/ Points
0.7 Cents
$0
Merchandise
~0.4 to 0.6 Cents
~$0 - $0
Gift Cards
3,250 Points Per $25
$0

Listed below are the average cash values for Membership Rewards Points when redeemed for Fixed Points Travel.

AMEX Points Value - Fixed Points Travel
AMEX Points Cash Value
10,000 Points $150 - $200
25,000 Points $375 - $500
30,000 Points $450 - $600
50,000 Points $750 - $1,000
75,000 Points $1,125 - $1,500
100,000 Points $1,500 - $2,000

You can get a lot of value out of the American Express Membership Rewards Program if you're redeeming your points for AMEX Fixed Points Travel. Outside of that, great value can still be obtained with the AMEX Flexible Points Travel credits as well as by transferring points to AMEX's partners.

Earning Membership Rewards Points

If you're looking to maximize your earnings, you can use the Rewards Calculators to find out how many points you can earn with Membership Rewards credit cards and the cash value of each card based on your spend, how much you value card benefits, and annual fees.

You can then compare the results of each card side by side any credit cards featured out this site.

American Express Cobalt™ Card
American Express Cobalt™ Card
Intro Bonus
View Issuer's Website
Rewards Rate
5X
Earn 5X points at restaurants and grocery stores including food delivery.
2X
Earn 2X points on gas, travel, and transit.
1X
Earn 1X points on everything else.
Main Card Highlights
  • With your American Express Cobalt Card you can redeem your points towards whatever eligible Card purchases you want – your options are anything but limited
  • Cobalt Cardmembers receive regular Perks, including bonus rewards and access to great events.
  • Enjoy benefits at over 600 participating hotels and resorts in over 30 countries with The Hotel Collection
  • Road trip or flight, you may be protected when you book travel with your Card.
Annual Fee
$12.99 per month
Authorized User Fee
$0
Foreign Transaction Fee
2.5%
The Platinum Card®
The Platinum Card®
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3X points on eligible dining and takeout purchases
2X
Earn 2X points on travel including flights, hotels, tours, and more
1X
Earn 1X points on everything else
Main Card Highlights
  • With Fine Hotels + Resorts, Platinum Cardmembers can receive benefits such as guaranteed 4:00 p.m. late check-out, complimentary daily breakfast for two and other benefits at over 1,100 iconic properties worldwide.
  • With Hotel Status Benefit, you'll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world without having to fulfill the usual qualifying criteria, such as numerous night stays each year.
  • Benefits at Toronto Pearson International Airport
  • Platinum Concierge offers you complimentary assistance, anytime, day or night, wherever you are.
  • Redeem points for statement credits, travel, gift cards, and more.
Annual Fee
$699
Authorized User Fee
$175 annual fee for each Additional Platinum Card, $50 annual fee for each Additional Gold Card
Foreign Transaction Fee
2.5%
Choice Card from American Express™
Choice Card from American Express™
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1X points on everyday purchases
+1
Earn 1 additional point on eligible hotel or car rental bookings made through AMEX Travel Online
Main Card Highlights
  • From food delivery to recurring bills, earn 1 point for every $1 in eligible Card purchases.
  • Whether redeeming for gift cards, merchandise, purchases made at Amazon.ca or travel − unlock a world of possibility with points.
  • Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.5%
Business Platinum Card® from American Express
Business Platinum Card® from American Express
Intro Bonus
View Issuer's Website
Rewards Rate
1.25X
Earn 1.25X points for every $1 in Card purchases.
Main Card Highlights
  • From regular business expenses to travel, earn 1.25 points for every $1 in Card purchases.
  • Benefit from up to 55 interest-free days so you can keep more cash on hand when you need it most.
  • Settle in before takeoff at over 1,200 airport lounges across 130 countries and counting with the American Express Global Lounge Collection
  • Road trip or flight, you could be protected when you book travel with your Card which includes Out of Province/Country Emergency Medical Insurance, Trip Cancellation and Trip Interruption Insurance, Car Rental Theft and Damage Insurance, and much more.
Annual Fee
$499
Authorized User Fee
$199 annually for Business Platinum Cards, $50 annually for Business Gold Cards
Foreign Transaction Fee
2.5%
American Express® Business Gold Rewards Card
American Express® Business Gold Rewards Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1X points for every $1 in Card purchases on everything else.
+1
Earn 1 extra point for every $1 in eligible purchases charged to the Card at 3 suppliers you pick from a list of select American Express merchants in Canada.
Main Card Highlights
  • Enjoy purchasing power that adjusts to your Card usage, with the ability to grow over time if you pay on time and maintain a good credit history.
  • Benefit from up to 55 interest-free days so you keep more cash on hand when you need it most.
  • From office supplies and software to professional services and utilities, earn 1 point for every $1 in Card purchases.
  • Gain access to Expense Management Reports delivered quarterly and annually.
Annual Fee
$250
Authorized User Fee
$50
Foreign Transaction Fee
2.5%
American Express Business Edge™ Card
American Express Business Edge™ Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3X points for every $1 spent on eligible office supplies & electronics, rides & gas, eats & drinks.
1X
Earn 1X points for every $1 in Card purchases on everything else.
Main Card Highlights
  • From laptops to food delivery, earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides & gas, eats & drinks.
  • Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus of 1,000 bonus points, up to 12,000 bonus points a year.
  • Be protected. Receive business, travel, and purchase coverage when you use your Card.
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
2.5%

FAQ

How much are AMEX Membership Rewards Points worth?

AMEX Points are worth 1 to 2 cents each when using them towards travel with the Fixed Point Travel or Flexible Points Travel redemption options.

Can AMEX Membership Rewards Points be transfered to partners?

Yes. Points can be transferred to a handful of airline and hotel rewards programs. You can calculate the transfer of points from AMEX to their partners using the AMEX Points Transfer Calculator.

What can you redeem AMEX Membership Rewards Points for?

AMEX Points can be used for travel, merchandise, and gift cards. You can also redeem them on Amazon.ca, donate them to charity, or apply them to your account as a statement credit.

How do you earn AMEX Membership Rewards Points?

AMEX has a strong lineup of Membership Rewards Credit Cards you can use to earn points. You can use the AMEX Credit Card Calculators to calculate how many points you can earn with each card based on your spend and compare results against top rewards cards.

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