RBC Rewards Points Calculators

Program Details

Royal Bank of Canada, known as RBC, is a Canadian multinational financial services company based out of Halifax, Nova Scotia. They offer a wide range of credit cards that earn rewards points, airline miles, and cash back.

Credit Card Rewards Calculators

The RBC Rewards Points Calculators will calculate how many points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare RBC cards side by side
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

RBC Rewards Credit Card Calculators

RBC has a total of nine credit cards consisting of 5 RBC Avion Rewards credit cards (3 personal, 2 business) and 4 RBC Rewards credit cards (3 personal, 1 business). Regardless of whether you choose an RBC Avion card or not, you'll want to focus on how much you plan on spending on these cards and the benefits that come with each card (mainly the travel and purchase protection/insurance). Most of these cards offer the best value when it's your main/primary card for all of your annual spending.

RBC Avion Rewards Credit Cards

The RBC Avion credit cards grant access to the RBC Flight Redemption Chart and gives you the ability to transfer your earned rewards to several airline frequent flyer programs. These redemptions can give you as high as 2.33 cents per point meaning that points earned with RBC Avion credit cards will have significantly more value than the normal RBC Rewards credit cards.

RBC Rewards Credit Cards

With RBC's standard line-up of RBC Rewards Credit Cards you will not be able to transfer points to RBC's partner airlines or use them for the RBC Flight Redemption Chart. You'll be able to redeem your rewards for travel booked through RBC as well as for merchandise, gift cards, statement credits, and more. All of these redemptions will give you 1 cent or less in value.

Redeeming Rewards & Cash Value

RBC Rewards Points are worth 1 cent each or lower when it comes to standard redemptions. If you have a RBC Avion Rewards credit card, you'll have access to the RBC Flight Redemption Chart which can easily give you up to 2.33 cents per point. As an Avion credit card holder, you'll also be able to transfer your points to RBC's partners which can grant you more than 1 cent in value per point.

Transfer Partners

RBC Avion Rewards cardholders and RBC Rewards cardholders will have slightly different transfer partners.

RBC Rewards Avion Transfer Partners

RBC Avion cardholders will be able to transfer RBC Points to five different programs consisting of four airline programs and one store rewards program. You can use the RBC Avion Rewards Points Transfer Calculator below to calculate the transfer of RBC Points to partners.

RBC Rewards Transfer Partners

RBC Rewards cardholders will be able to transfer RBC Points to one airline program and one store rewards program. You can use the RBC Rewards Points Transfer Calculator below to calculate the transfer of RBC Points to partners.


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